Here’s How You Can Make Extra Cash from Those Photos on Your Hard Drive

Looking for some extra cash? Look no further than the thousands of digital photos taking up space on your hard drive. Pick yourbest photos and turn them into money by selling themon microstock websites. Getty Images Once approved as a contributor, most microstock sites do not charge photographers to upload photos to their portfolios. Instead, the sites take a percentage of each sale. Its all about quantity,says stock photographer Eliza Snow....

June 28, 2019 · 3 min · 456 words · Devin Cannon

Shop at Meijer? Here’s How to Make the Most of Your Money With mPerks

Heres our Penny Hoarder guide to using Meijer mPerks: 1. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Photo courtesy of Meijer Well keep it updated as offers changes or expire. Clip Coupons Digitally Put the scissors down. Using mPerks, it’s possible for you to now digitally clip coupons. When you slide in your mPerks rewards number in the store, the coupons automatically apply to your order....

June 28, 2019 · 2 min · 247 words · Lori Frederick

Give Your Kids the Gift of a Good Credit Score by Adding Them to Your Card

Teaching your kids how to fail is one of those underrated parenting skills. Thats particularly true when it comes to teaching kids about finance. Those lessons can have an important impact on your childs future. Wondering if you should get your pride and joy a credit card? Heres why and how to do it so they can learn how to handle credit responsibly. Should Your Kid Get a Credit Card? Our team has compiled alist of creative waysyou can fatten your bank account this week....

June 27, 2019 · 2 min · 305 words · Leslie Bray

Hoarding Nickels: Why Your Pocket Change Might Be Worth More Than You Think

There must be an easier way, I thought. And indeed there is: Buy nickels. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Consider American nickels as assets. If your house burned down, they would survive the fire, unlike paper money. This means that every box of nickels costs the U....

June 27, 2019 · 1 min · 167 words · Jillian Knox

Paycheck Budgeting: An Alternative to the Monthly Budget

Much of the conventional advice for creating a budget is based on managing your money for the entire month. Paycheck budgeting is pretty much exactly how it sounds. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code Examine where you stand with your short- and long-term goals. Can you allocate more money to pay down student loans? Do you want to add more to your vacation fund?...

June 26, 2019 · 1 min · 193 words · Kathleen Smith

Sick of Spreadsheets? Here’s How to Budget Using a Calendar

Put the spreadsheets aside. Dont worry about downloading an app. you could manage your money with a simple tool you probably already use on a regular basis your calendar. Chris Zuppa/The Penny Hoarder It doesnt matter whether you use a wall calendar, a desk calendar or a notebook-style planner. How to Create a Calendar Budget Creating a calendar budget isnt complicated. Just pull out your calendar of choice paper or digital and get started....

June 26, 2019 · 2 min · 246 words · Matthew Martinez

Here’s How You Can Make Money When You Recycle Ink Cartridges

Its easy to let empty printer cartridges pile up. Ive sold empty inkjet cartridges from my HP home printer through the site twice. see to it your listings stand out by including details. Looking to upgrade your tech? We’ve gotdeals on computers, tablets and more. Add a picture of your cartridges as well. You dont have to be Ansel Adams, but clearly show what you have to sell. 7 Ways to Make Money if You Hate People Do you avoid people too?...

June 25, 2019 · 2 min · 220 words · Jennifer Reid PhD

4 Things to Do with Visitors Without Spending a Lot of Money

Saving up money before you go on vacation is an obvious move. But how do you keep from going over budget when loved ones use their vacation time to visit you? Playing host can take a toll financially. Getty Images You may feel inclined to wine and dine your out-of-town guests at nice restaurants or trendy nightclubs. Getting tickets to a concert, play or local attraction could mean shelling out big bucks....

June 24, 2019 · 2 min · 316 words · Larry Gallagher

Buying a Foreclosed Home Doesn’t Have to Be Scary. Here’s How to Do It

But were often told you get what you pay for, which can make foreclosed homes seem scary. Why are those prices so low, anyway? And is the mortgage process any different? A foreclosed home is one that’s been repossessed by the bank or lending company due to the existing owner’s default on payments. Heres how to buy a foreclosed home and why you should seriously consider it. So WhatIsForeclosure, Anyway? 7 Ways to Make Money if You Hate People Do you avoid people too?...

June 24, 2019 · 2 min · 356 words · Donna Bates

Save Hundreds on Your Wedding By Shopping Secondhand

Looking for clever ways to save money on your wedding? Used gown, vintage jewelry, repurposed centerpieces. I personally love shopping secondhand, Block said. Sandy Yong was able to recoup some wedding expenses from her marriage to Albert Ho by selling items online. Photo by Tyler Tang/Tang Photography So when it came to our wedding, that just seemed like a really natural fit for me. It was a big bonus that it was also a great way to save money....

June 23, 2019 · 2 min · 289 words · Jennifer Wallace

Looking Forward to Your Next Vacation? Save on Air Travel With These Tips

The cheapest days to fly are… drumroll… Tuesday and Wednesday. Fewer people want to fly on those days because they dont fit the typical Monday-through-Friday work schedule. So, airlines discount tickets on those days slightly. Getty Images Thats the short answer. But theres much more to consider when booking a plane ticket so youre sure to get the best deal. In some cases, nearly $85 less. Thats compared with the most expensive day of the week, Sunday, with Friday coming in second....

June 22, 2019 · 2 min · 386 words · Tammy Singleton

Dear Penny: How Long Will a Bankruptcy Stand in the Way of Buying a Home?

Real Answers for Life’s Money Challenges In 2011, I declared Chapter 7 bankruptcy. Since then, Ive obtained three new credit cards and pay the balance in full. My credit score is now 742. How long will the bankruptcy stay on my credit report to hold me back from buying a new home? Youve managed it responsibly. This, too, is a myth. I think you have two questions here: How long will a bankruptcy stay on your credit report?...

June 21, 2019 · 2 min · 262 words · Leah Harris

These 5 Video Game Tournaments Aren’t Only for the Pros ― and They Pay

It was overtime, a tight match-up between the Philadelphia Eagles and the New York Giants. The Giants had third-and-3 at their own 30. Then, a miracle play: a catch-and-run with a perfectly executed juke of a Philly defender. Lomenzo holds up the Madden Challenge Championship belt in victory at the EA Broadcast Center in Redwood Shores, Calif. Photo courtesy of Entertainment Arts 2019 The announcer screamed, We have a walk-off....

June 21, 2019 · 3 min · 632 words · Sarah Ewing