Why Money Market Accounts Are a Smart Place to Stash Your Savings

When you hear the words bank account, you may think of two things: achecking accountand asavings account. But heres a different option you may not have heard of: money market accounts. What Is a Money Market Account? A money market account is like a cross between a savings account and checking account. Its like a savings account in that its primary purpose is to, well… save money. A money market account typically earns more interest than a typicalsavings or checking account....

July 16, 2019 · 2 min · 326 words · Adam Gregory

A Good Business Pitch Is Everything, Say These ‘Shark Tank’ Entrepreneurs

They were about to make the most important business pitch of their lives as contestants on Shark Tank. Margulis and her husband, Josh, were pitchingHoneyfund, a leading wedding-gift and honeymoon registry website. They all looked slightly terrified, but none of them crumpled. Sara and Josh Margulis, cofounders of Honeyfund, hold up a board they used as part of their pitch on Shark Tank. Photo courtesy of Honeyfund In fact, they nailed it....

July 14, 2019 · 4 min · 722 words · Theresa Keith

14 Ways for Android Users to Bank Extra Cash This Week

Do you have an Android phone? Do you scoff at iPhones? Well, good for you! InboxDollars app download page. Android phones are easier to customize, have expandable storage and generally cost less than iPhones. you might make money on an Android phone, too. Heres our list of the 15 best money-making Android apps: 1. We love those success stories! App Store Rating: 4.2/5 Price: Free 2. When you get home, snap a photo of your receipt and scan the items barcodes to get paid....

July 12, 2019 · 3 min · 566 words · Cheryl Mata

Dear Penny: My Fiance Was Laid Off. He’s Fine With Letting Me Pay the Bills Forever

We used most of the money to pay off debt and have been surviving on my salary. I make enough to pay our bills, but theres very little left over for extras. My fiance doesnt seem to think that this is a problem because were making ends meet. Penny, I never wanted to be the sole earner, and I hate living paycheck to paycheck. He tells me to stop nagging him whenever I ask him when hell start searching for a job....

July 12, 2019 · 2 min · 378 words · Crystal Berry

Travel for Only $1: How to Score the Cheapest Fares on BoltBus and Megabus

How to Get $1 Bus Tickets 1. Pick Your Route before you kick off saving, confirm these carriers take you where you want to go. Megabus offersstops in 34 U.S. states. It also offersa route between Toronto and Montreal in Canada. BoltBushas routes along the East Coast and West Coast. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

July 8, 2019 · 1 min · 185 words · Rachel Walton

Can You Work Your Way Through College? In 1985, Yes. But Today…

That time, specifically, was 1985. The minimum wage was livable. College costs were palatable. Today, the picture is much grimmer. Even two jobs are often no match for the cost of attending most public, four-year universities. During Keysers final undergraduate semester, she was working up to 70 hours a week split among three jobs. Her experience is more the rule than the exception. The problem, say higher-education experts, is economics....

July 7, 2019 · 3 min · 529 words · Larry Anderson

How to Get Auto Loan Preapproval and Save Money Buying a Car

Right up until its time to talk financing. Suddenly, youre at the mercy of a dealership and its finance manager. But what if you had your own number before you even stepped in the dealership? An auto loan preapproval is a financing offer from a lender that includes the maximum loan amount, APR and terms of the loan. It can give you negotiating power when shopping for a car. An auto loan preapproval can put you in the drivers seat figuratively and literally....

July 6, 2019 · 3 min · 439 words · Darren Taylor

Dear Penny: What Are the Risks of Opening Store Credit Card for a Discount?

Real Answers for Life’s Money Challenges Im in my mid-20s, and Ive never had a credit card. And will a store credit card help me build credit? -C. Dear C., Getting your first credit card is a pretty big deal. Any discount you get is a bonus and should not be the determining factor in what card you choose. Payments are typically reported to the credit bureaus, meaning theyll help you build a credit history....

July 5, 2019 · 2 min · 224 words · Sarah Roberts

Term Life Insurance 101: An Inexpensive Way to Protect the Ones You Love

Will they be able to pay the expenses you usually pay for? What Is Term Life Insurance and How Does It Work? If the insured dies during that time, the policy pays the beneficiary money in a lump sum. The younger you are, the cheaper a term life insurance policy is. Premiums are often paid annually. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code Why Would You Buy a Term Life Insurance Policy?...

July 2, 2019 · 3 min · 449 words · Scott Lynch

The Demand for Medical Coders Is on the Rise. Here’s How to Land a Gig

Now as a certified coder she analyses clinical statements and assigns standard codes using a classification system. The average median salary of a medical coder in 2017 was $39,180. No Interest Til Almost 2027? Kengia Sabree, the Health Information Technology academic chair at St. Petersburg College, says it’s up to medical coders to make sure everything is entered correctly into the system so no unnecessary charges are sent to the patient....

July 2, 2019 · 2 min · 411 words · Alec Williamson

Can You Cash In on Any of July’s Major Class-Action Settlements?

Faulty technology and unsolicited phone calls dominate this months collection of class-action settlement offers. For a complete outline of eligibility requirements,click hereand submit your claim by Sept. 3, 2019. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you might easily return later....

July 1, 2019 · 2 min · 299 words · Tammy Gonzalez

Prepare for Your Next Job Interview With Answers to 10 Common Questions

Yup,youre at a job interview. Since you cant yell Cut! Need a Hand With Bills? Pekic/Getty Images Listen, we know its tough out there. But theres no shame in asking for help. These companiesmake it easy to help yourself and your bank account. 10 Common Job Interview Questions (and How to Answer Them!) Tell me about yourself. Why should we hire you? This is where you prove yourself. Confidently elaborate on your capabilities to show that youre the best candidate for the job....

June 30, 2019 · 4 min · 836 words · Sara Lindsey

Dear Penny: I’m 54 With No Retirement Savings. How Do I Get Started?

Real Answers for Life’s Money Challenges I just turned 54. I have never had any kind of retirement plan aside from saving money where I could. I have about $30,000 lying in a savings account thats really doing nothing. Any suggestions would be great. But chartland is a perfect world. Then, theres the real world. So your predicament is common, unfortunately. But you still have options that can make your retirement years a lot more comfortable....

June 28, 2019 · 2 min · 313 words · Karen Shields