We Asked 3 People What Teaching Yoga is Really Like. Here’s What They Said

Whether were talking hatha or Ashtanga, yoga is hot. More than 20 million Americans practice this ancient fusion of exercise and spirituality, fueling a multi-billion-dollar industry. And that thought is then quickly followed by many questions. Like… Do I have the right body? How much does training cost? Will I make money? How do I actually become a yoga instructor? The answers are yes, it depends and maybe, according toTaya Smythe....

June 21, 2019 · 2 min · 330 words · Scott Olsen

How Big Are Esports? Just Ask the Gamers Making Millions

According to a World Economic Forum estimate, the esports industry will soon exceed $1 billion in revenue. Esports events already attract hundreds of millions of viewers annually. And all those eyes are on the gamers competing in high-stakes matches. Fans watch the opening ceremony of the League of Legends World Championship Final in Paris on May 11, 2014. Jacques Brinon/Associated Press But First, What Are Esports? Simply put, esports are video game competitions with highly skilled players, aka athletes....

June 19, 2019 · 4 min · 680 words · Paul Kelley

These 4 Couples Got Married for a Fraction of the Average Wedding Cost

Its enough to make you want to throw in the towel and elope. you could even do it without chopping the guest list or sacrificing the booze. Take notes from these four couples who got married without spending over $10,000. Laura Grace Tarpley and Daniel Jones wed under an arch that his father picked up for $45 at a garage sale. Photo courtesy R Chavez Photo The couple made their own playlists and recruited a friend to play iPhone DJ....

June 18, 2019 · 2 min · 352 words · Drew Howard

5 Steps to Building Credit and Staying Out of Debt With Your Credit Card

Your first credit card just arrived in the mail. It all depends on what you do next. Open that envelope and lets get started. Getty Images Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? People who suggest that are doing a disservice to the majority of card holders....

June 17, 2019 · 2 min · 295 words · Daniel Hernandez

What Home Insurance Actually Covers (and Where You’re on Your Own)

Home insurance is a form of property insurance that covers a private residence. (Hence, why its also known as hazard insurance.) Note that mortgage insurance is NOT the same as home insurance. Getty Images The former protects the lenders or investors if a borrower defaults on the loan. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

June 17, 2019 · 2 min · 286 words · Rachel Neal

Dear Penny: I Have $84K in Student Loans. Can I Retire Next Year?

I currently pay $224 per month. Im 60 years old and looking to retire in one year. I feel I will never get out from under this debt. But indulge me while I share just one scary stat. You asked about how to tackle your $84,000 balance, and unfortunately there are no easy answers. Student loans are rarely dischargeable even in bankruptcy, as Im sure youre painfully aware. A better question is: How can I mitigate the pain of retiring with student loan debt?...

June 14, 2019 · 2 min · 230 words · Seth Smith

Best-Selling Author Chris Guillebeau Talks Side Gigs and Financial Freedom

It was circa 1998, Guillebeau was in college and was working the graveyard shift at FedEx. He didnt know what he was doing with his life. But he knew he was fed up. An example from Guillebeau’s latest book “100 Side Hustles: Unexpected Ideas for Making Extra Money Without Quitting Your Day Job.” Photo courtesy of Chris Guillebeau Then, by chance, he stumbled onto eBay, joined the gig economy and everything changed....

June 13, 2019 · 5 min · 900 words · Carolyn Mays

Amazon to Employees: Here’s $10K to Quit Your Job and Start a Business

Amazon is continuing its trend of disrupting industries. Amazon recently announced an expansion of its Delivery Service Partner program. The updated program encourages current Amazon employees to quit their jobs and start a package-delivery business. Greg Zakowicz, an e-commerce analyst forOracle Bronto, said the program is a smart move by Amazon. Postal Service and FedEx cant. But is it a win for entrepreneurs? Probably not as good as youd like....

June 11, 2019 · 3 min · 625 words · Sean Scott

How Much Does Length of Credit Affect Your Score? We Break It Down

You likely already know how important it is to build and maintain good credit. How Is a Credit Score Calculated, and Where Does Length of Credit Fit In? No Interest Til Almost 2027? Did you know? So how much time does it take to establish good credit, exactly? The important number to remember is seven years. Thats the reasonable period of time lawmakers settled on when they were drafting up the Fair Credit Reporting Act....

June 10, 2019 · 2 min · 237 words · Matthew Hernandez

Health Care and Green Energy Dominate the Fastest-Growing Jobs of 2019

Climate change and an aging population are driving the demand for the fastest growing jobs in the U.S. Bureau of Labor Statistics. That graying of America means more demand for health care services, Gimbel said. No Interest Til Almost 2027? Thinking of changing careers but haven’t got time for four years of college? Take a look at The Penny Hoarder’sBest Jobs of 2019 that Don’t Require a Degree. Did you know?...

June 9, 2019 · 2 min · 301 words · Angel Cook

Here’s a Less Expensive Alternative to the Beach for Summer

If youre headed to Florida, consider putting the springs any springs on your must-see list. overnight adventure for just $45. Heres exactly how we did it. The Penny Hoarder’s Grace Schweizer sits by the campfire at Bowman’s Landing, an Airbnb campground. Chris Zuppa/The Penny Hoarder 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

June 7, 2019 · 1 min · 149 words · Regina Gomez

Are You Ready for a Credit Card? These 4 Questions Will Help You Decide

Credit cards: Good or evil? Im not a fan of credit for credits sake. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. So how do you know if youre ready for your first credit card? Should I Get a Credit Card? The most important question you gotta answer is whether you even need a credit card....

June 6, 2019 · 2 min · 323 words · Heather Martinez

Got Credit Card Debt? Paying Biweekly Could Save You Hundreds on Interest

It happens every month: The credit card bill is due. You dutifully send your minimum payment on the due date but watch the balance grow ever larger. But what if you could pay half that amount every two weeks instead of one payment every month? More payments, you say? Thanks, Ill pass. But what if the new payment schedule could save you hundreds of dollars? Biweekly payments are a simple way to reduce your balance and the amount you pay in interest....

June 6, 2019 · 3 min · 480 words · Tom Petersen