Fresh Air, Gorgeous Scenery, Hard Work: The Life of a State Park Attendant

My kids left on a paddleboard two hours ago, and I havent heard from them since. The womans voice is tinged with concern as she talks to Gilchrist Blue Springs Park Attendant Garrett Barr. The edge in her voice sharpens as Barrs face draws in worry. Visitors enjoy Gilchrist Blue Springs State Park on Wednesday, July 11, 2018. Chris Zuppa/The Penny Hoarder If theyre not at Ginnie, Ill call FWC....

August 25, 2018 · 2 min · 312 words · David Cooper

I Divorced Him a Year Ago, but I Can’t Get His Debt Out of My Life

This makes me mad, because I worked hard to get where I am. Should I start paying down my small debts, or should I let it go? All the debts equal around $1,800. I plan to travel the country, but I wont be able to with the way this is going. Its easy to look at the challenges before you and feel doomed. After all, divorce was supposed to make your life better, not complicate it further....

August 24, 2018 · 2 min · 257 words · Alan Wilson

I Looked Into Opening a Dependent Care FSA. Here are the Pros and Cons

What is a Dependent Care FSA, Anyway? According toHealthcare.gov, a flexible spending account is a tax-free way to save money for healthcare costs. FSAs are useful if you expect to incur a lot of health-related out-of-pocket costs. CasarsaGuru/Getty Images A Dependent Care FSA is similar in that you pay into it pre-tax. A Dependent Care FSA covers the costs for either a licensed day care center or a private individual....

August 24, 2018 · 2 min · 276 words · Eric Green

3 Creepy Technologies That Could Be Headed to Your Local Grocery Store

Keep an eye on these emerging technologies next time you hit the aisles. Can you resist their shiny, new charms? In the past, security cameras existed to ensure items werent walking off on a five-finger discount. A customer scans the Amazon Go app on his mobile phone as he enters the Amazon Go store in Seattle. Elaine Thompson/AP Photo Now, retailers want to use images of customers to market to them instantly....

August 23, 2018 · 3 min · 433 words · Jeffrey Jones

Here Are the 10 Best Cities to Find Good Jobs in the Craft Beer Industry

Ready to hop into the thriving beer industry? Well drink to that. By the way, this list is not ranked. Chalffy/Getty Images Bend, Oregon This scenic, beer-centric town boasts the highest number of microbreweries per capita in the nation. From skiing at Mt. In 1988, Deschutes Brewery opened up as Bends first brewery. Bend Brewing Company, Cascade Lakes Brewery and Silver Moon Brewing would later follow, along with many others....

August 23, 2018 · 2 min · 403 words · Tracy Wright

I Rented a Friend: Here’s What it’s Like to Pay a Professional Pal

RentAFriendits exactly what it sounds like, although not exactly as weird as it sounds. I could barely hide my disappointment. I did, indeed, feel unlucky not to come across any wild anecdotes about eccentric Members. Patrick Grieve waits for his rented friend to arrive at Map Room in Chicago’s Bucktown neighborhood. Carmen Mandato/ The Penny Hoarder Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

August 22, 2018 · 2 min · 404 words · Mark Ramsey

How This Dad Quit His Day Job to Start His Wedding Photography Business

Surant took the pictures, and I wrote social media posts. Its fair to say Surant and I were not fulfilling our deepest passions in 2014. But because he needed the steady paycheck, Surant was never really all-in. Wedding photographer Zac Surant says he loves his work, but acknowledges that it can be challenging. His weekends are almost always compromised. Photo courtesy of Green Couch Photography Heres how he got there....

August 21, 2018 · 4 min · 707 words · Bianca Lawrence

Why That Jailbroken Phone Isn’t Nearly as Sketchy as It Sounds

Mobile phone jargon can feel sketchy as heck. You bought this phone with your money, so why is it in jail? You dont know how to unlock it. Tina Russell/The Penny Hoarder You cant even remember your passwords. Mobile phones perform many useful functions, but their inner workings remain a big mystery to many of us. We promise to keep the jargon to a minimum. What Is Jailbreaking? A jailbroken mobile phone can perform functions outside the rules of the phones operating system....

August 21, 2018 · 3 min · 610 words · Nicholas Brewer

Start the Next Chapter of Your Life With This Guide to Library Careers

Deirdre Root dedicated 35 years of her life to a career as a librarian. And I never regretted a minute of it, she told me. Ultimately, she spent those 35 years making people happy, she said. Tina Russell/The Penny Hoarder Some people ask if books and therefore libraries are going away, Root said. Books are still relatively cheap, very portable, a stable platform and dont run out of battery. Even if they were to disappear tomorrow, though, librarieswould still be important....

August 18, 2018 · 2 min · 396 words · Teresa Acevedo

My Husband Said He’d Pay Bills. He Lied. Now His Debt Secrets Haunt Me

We own a condo that needs repairs and two cars that are over 10 years old. I saw his payments to the credit cards. But hes sneaky with money and buys things in secret. I once found out he spent over $500 on model kits. I made him return/sell most of them. I dont trust him anymore, and he wont tell me how much our debt was. Weve been together 25 years and married for 12 years, but I want a divorce....

August 17, 2018 · 2 min · 373 words · Alicia Shaw

5 Unconventional Ways to Build Credit When You’re Terrified of Credit Cards

The worst part about building credit? The nagging pressure to put all your expenses on credit cards to build that glowing credit score. Thereareoptions available to the credit-averse. These five strategies will help you get started. Take Out a Credit-Builder Loan Credit-builder loans allow you to take out a loan to increase your credit score. Each month, you pay a portion of the loan amount plus an interest fee. Probably not as good as youd like....

August 15, 2018 · 3 min · 429 words · John Arroyo

Crushing It: This Man Left an Accounting Job to Start a ‘Destruction Room’

The other day a wine glass shattered on the floor of my apartment. I gasped and scrambled to pick up the pieces. But atThe Wrecking Club, my reaction would have been the opposite. There, breaking a glass is encouraged its actually considered a cathartic release. Tom Daly opened this destruction room in New York City in February 2017. This is a place where you’re free to do something that you normally cant do anywhere else....

August 14, 2018 · 2 min · 404 words · Kristina Berry

This Guy Turned a Basement Full of Garbage Into a $30K/Month Business

Alex Broches has been broke, homeless and suicidal. But those low points are well behind him now that hes running a successful business. Whats it built on? Broches poses for a portrait as he cleans a garage in Sycamore, Ill., in January 2018. Katherine McLaughlin for The Penny Hoarder Broches owns and operatesThe Junk Removal Dudes, which he describes as a cross between movers and garbage men. In a busy month, well do around $30,000....

August 14, 2018 · 3 min · 443 words · Austin Barber