October 31 Is the Deadline to Enter This $30K Scholarship Essay Competition

The first is a scholarship competition for students in grades nine through 12. Entrants must submit what the VFW calls an audio essay. This years topic is: Why My Vote Matters. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Home-schooled students can also enter. How Will the Entries Be Judged?...

September 5, 2018 · 1 min · 155 words · Zachary Henry

Parents of Young Children Struggle to Pay the High Cost of Day Care

Cassidy Weyel grew up with a stay-at-home mom but knew shed want to continue working after having a baby. What she didnt realize was just how much shed be paying for child care. I practically gave birth right there when I saw the rates. Weyel spends more than two hours a day driving between home, day care provider and work. Tina Russell/The Penny Hoarder She works from home for two hours in the late afternoons to avoid being stuck in rush-hour traffic....

September 5, 2018 · 4 min · 754 words · Jason Stone

From Pop Up to Online: How This Woman Made Her Way in Plus-Size Fashion

But finding something cute in a size 16 was difficult. Disheartened when she couldnt find anything to wear, she canceled her date. She r eturned home to Brooklyn after graduating and threw herself into the fashion business. Model Kenya Morris wears a dress from Pop Up Plus. Photo by mjonesimaging 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

September 4, 2018 · 4 min · 715 words · Jared Davies

Watch Free Videos Online to Save Money on Car Repairs and Maintenance

Taking your car to the auto shop is like getting dental work done. Many people avoid it for as long as they possibly can. But when it comes to visiting a mechanic, the pain isnt physical. With the average annual cost of car repairs about $1,000, its no wonder. But you cant just close your eyes and wish auto problems away. Avoiding car issues can end up making the situation worse and costlier....

September 4, 2018 · 2 min · 254 words · Crystal Cooke

Hands-On Work: Your Potential to Heal as a Massage Therapist

Winona Bontrager is passionate about her career in massage therapy. It feels like an important gift to offer someone in our busy lives. That makes now the perfect time to dive, hands-first, into a career in massage therapy. pixdeluxe/Getty Images What Is the Day to Day Like for a Massage Therapist? I asked Bontrager to walk me through the typical workday. I expected her to answer, We provide massage therapy....

September 3, 2018 · 3 min · 468 words · Ivan Collier

Patrice Banks’ Auto Repair Shop Is More Than a Business — It’s Her Mission

She found the girls incredibly smart, talented, confident and unafraid to learn new things. Seeing them embrace new subjects inspired her. It made her ask herself what she wished she knew more about. Patrice Banks wants to empower women so they feel less stressed about taking their cars to an auto shop. Photos courtesy of Girls Auto Clinic She asked women in her community what theyd like to learn to do themselves....

September 3, 2018 · 3 min · 430 words · Michelle Nichols

I Have Enough to Pay My Student Loans Off in a Lump Sum. Is That Dumb?

Real Answers for Life’s Money Challenges Im recently married. We have enough money saved to pay off his student loans in one shot. We hope to have kids within the next year, which will add even more debt to the pile. Is there a way to get the best of both worlds? An emergency fund is different from a general savings account. Its a dedicated account for, ideally, three to six months of your typical expenses....

August 31, 2018 · 2 min · 217 words · Rachel Brown

Not Sure How to Keep Tabs on Your Credit? This Free App Can Help

Whens the last time you checked your credit report? (And byus, we meanyou. Because thats personal.) With so many credit-monitoring tools on the market, its difficult to know which one will be helpful. For this review, were going to focus in on just one:CreditWise from Capital One. Our Comprehensive Capital One CreditWise App Review First of all:Nope! You dont need to be a Capital One customer to tap into this powerful tool....

August 31, 2018 · 3 min · 460 words · Richard Beck

This is How to Tailgate Like a Hall of Famer — Even if You’re on a Budget

At long last, football season is back, and you know what that means. Its time for some tailgating. Time to throw down in the stadium parking lot. Time to play some sweet tunes and grill some meats. Time toenjoy an adult beverageor two. Hey, we dont judge. Now, it would be nice to tailgate like a king. But were not going to do that. This is The Penny Hoarder, so were going to tailgate on a budget....

August 31, 2018 · 2 min · 285 words · Robert Johnston

5 Chains Where Your Fantasy Football League Can Score Amazing Deals

If youre like nearly13 million other Americans, youre getting excited. Its almost fantasy football time. Say it with me.Finally! For some, its fun to host the draft party in someones home. Other leagues like to take it public. Here are a few draft day locks. No Interest Til Almost 2027? Dave & Busters Its Chuck E. Cheeses for grown-ups. Plus, the commissioner gets a free $20 Power Card its good to be the commish....

August 30, 2018 · 1 min · 184 words · Erica Thornton

Will Solar Panels Really Save You Money? Here’s What You Need to Know

Why not use power thats available to us that comes from the sun? It depends on where they live, the design of the home, the installation cost and expected savings. No Interest Til Almost 2027? Technicians from Solar Source install solar panels on a house in Dunedin, Florida. Chris Zuppa/The Penny Hoarder It may seem obvious, but access to sunlight is important. If your roof is deeply shaded by trees, mountains or buildings, solar panels wont work well....

August 29, 2018 · 3 min · 500 words · Nathan Peters

This Retired Army Vet Built a Beard Oil Business in Alaska — It’s Growing

Having served in the Army for 22 years, Nick Adkins has a lot of experiences under his belt. He worked as an aircraft mechanic for 11 years. But despite all that, theres one thing that Adkins wasnt allowed to do: grow a beard. I wanted it to be an intentional choice. No Interest Til Almost 2027? They were heavy and greasy, and they made his facial hair look too shiny....

August 27, 2018 · 3 min · 584 words · Norman Atkinson

Hack Your Brain: 15 Sneaky Psychological Tricks to Help You Save Money

Saving money isnt fun. Its just not something your brain wants to do. So if you want to develop good financial habits, youre going to have to trick yourself. Because were human, and we want what we want and often that means spending, not saving. I suggest taking the control out of your hands. By that, I mean automating your finances. Here are two strategies you’re able to try: No Interest Til Almost 2027?...

August 26, 2018 · 4 min · 724 words · Teresa Jones