Under New Policy, DoorDash Drivers Will Get to Pocket What You Tip Them

The previous policy used tips to subsidize Dashers base pay but did not let them keep the full tip. Well have specific details in the coming days. In addition to the changes for Dashers, customers may now choose to tip before or after the delivery. Newmans article stoke outrage from DoorDash customers not drivers. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

September 4, 2019 · 2 min · 253 words · Brandon Byrd

You Won’t Believe How Cheap It Is to Buy Renters Insurance

Renters insurance isnt required by law. Whether you should probably purchase it depends on the requirements of your apartment complex or landlord. But you cant put a price tag on peace of mind. Melissa Lyttle / The Penny Hoarder A lot of major insurance companies offer renters insurance. What Does Renters Insurance Typically Cover? First, lets go over the basics. (However, if an appliance like a dishwasher malfunctions and causes damage, you should be covered....

September 4, 2019 · 2 min · 426 words · Thomas Brandt

How Much Should You Spend on Essentials? Here’s What the Experts Say

Budget recommendations can help you better assess how you manage your money. Government agencies, including theU.S. Department of Housing and Urban Development, consider households cost burdened if they spend more than that. Tina Russell/The Penny Hoarder If you make $50,000 a year, your monthly housing costs shouldnt exceed $1,250. Individuals and families bringing in $75,000 annually can increase their housing spending threshold to $1,875 a month. Our team has compiled alist of creative waysyou can fatten your bank account this week....

September 3, 2019 · 2 min · 302 words · Megan Ortiz

How to Dye Your Own Hair From a Box (but Look Like You Paid a Pro)

My first experience dyeing my hair at home was when I was about 14. That was the beginning of a beautiful relationship thats spanned more than 20 years. Ive use cream dyes and mousse dyes. But I keep coming back to the dye. Ive had my hair colored in a salon before, and I did love the results. But I love my own dye jobs equally, and they cost a fraction of the price....

September 3, 2019 · 2 min · 365 words · Wendy Rodriguez

2 Programs for Homebuyers With Good Credit (but Not Much Cash)

Dreaming of becoming a homeowner? How are you going to finance it? Many mortgages require a sizabledown payment historically up to 20% of the full purchase price of the home. Getty Images 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Fannie Maes is calledHomeReady, and Freddie Macs is calledHomePossible....

August 31, 2019 · 1 min · 164 words · Jennifer Roberts

5 Steps for Bouncing Back After You’ve Blown Your Budget

With budgeting, its the same. you’re able to bounce back with a little self-reflection and discipline. Did you overspend on a one-time event, like back-to-school shopping or a birthday gift? Chris Zuppa/The Penny Hoarder Were impulse purchases a factor? Well discuss how to combat these budget-busting habits later. Your first step is to diagnose the problem. 7 Ways to Make Money if You Hate People Do you avoid people too?...

August 30, 2019 · 2 min · 396 words · Alexis Vazquez

Dear Penny: How Can I Save Money When My Family Keeps Mooching Off Me?

Also, my father called a few months back needing money, and then again today. Its put my wife and me with just about no more savings. -Stuck Dear Stuck, You could take a second job. You could get a side hustle or five. You could work 100 hours a week or more. Your family is using you as a walking checking account. As long as you keep depositing money, theyll keep making withdrawals....

August 30, 2019 · 2 min · 421 words · Catherine Velasquez

Rover vs Wag, Plus 4 Other Apps to Start a Dog-Walking Side Gig

Rover vs Wag The Ultimate Pet-Sitting Showdown Lets cut to the chase. The most popular dog-walking apps out there areRoverandWag, and for good reason. Customers and sitters seem to love them. Carmen Mandato/The Penny Hoarder Together, theyve amassed more than 200,000 reviews, and the majority are positive. Heres how they square up. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code *Pay is based on estimates from Glassdoor reviews....

August 30, 2019 · 2 min · 296 words · John Adams

Why It’s a Good Idea to Put Gig Work Like Uber on Your Resume

To them, it certainly feels like work. But do hiring managers for typical W-2 employment opportunities view it the same way? 7 Ways to Make Money if You Hate People Do you avoid people too? Looking for your ideal delivery app job? We’vegot the rundown. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. People turn to gig work for different reasons. Displaced workers may deliver food while they find more stable employment....

August 28, 2019 · 2 min · 364 words · Sara Ramirez

Universal Life Insurance Policies Offer Flexibility… but There’s a Catch

By definition, something that is universal should be for everyone. As you build cash value, you might use that money to pay the premiums. Both the price of the premium and the death benefit amount are often flexible. Getty Images Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

August 26, 2019 · 2 min · 340 words · Sarah Howard

Dear Penny: I’m About to File Bankruptcy. What Should I Expect?

Real Answers for Life’s Money Challenges I am about to file for bankruptcy. My credit card debt of about $50,000 became impossible due to rising interest rates. I take no pleasure in this decision but finally realizing I could no longer keep afloat. My pension and Social Security payout is now sufficient for monthly living. Giving up my debt makes me feel very sad, but its the only solution available....

August 23, 2019 · 2 min · 306 words · Mary Cummings

ESL Teachers: Here’s What You Need to Know About TEFL Certifications

For our purposes, theyre interchangeable. The demand cant really be put into words. Its a welcomed side gig for many. Edward Young, who taught in Japan for three years, leads an English class in Tottori Prefecture. Photo courtesy of Jessie Smith Teachers get to set their own schedules and connect with students around the world. And certified teachers can rake in $25 an hour teaching pre-made lessons. Not bad for a part-time, entry-level position....

August 20, 2019 · 3 min · 632 words · Vanessa Mclean

Here’s How Coliving Helps One Woman Save Big on Housing Costs

She pays $600 a month for her new home. Household supplies like paper towels and toilet paper are free, and there is complimentary coffee. When Warwick needs to wash clothes, she doesnt have to scramble for quarters. On-site laundry is also part of the package deal. Its a coliving space that she shares with seven strangers. Its not a new concept. No Interest Til Almost 2027? Docked Livingis a new coliving company in the city....

August 15, 2019 · 2 min · 422 words · Nicholas Brown