This App Showed a Busy Mom How to Save $44K on Her Mortgage

A busy working mom, Molly Moorhead spends every hour of the day juggling her job and her family. She doesnt have a lot of spare time to explore all of her financial options. Seriously, who has time for that? Life can get pretty crazy. Kids get sick all the time. They have a lot of needs, said the mother of two young boys. In the meantime, I want to come to work every day and do a great job....

September 19, 2019 · 1 min · 170 words · Melinda Doyle

Paying for Your Kids’ Loans? Here Are 4 Ways to Wipe Out Parent Plus Loans

After a lifetime of pouring your heart and wallet into them, its your kids college graduation day. As you wipe away a tear, you think, Im all done here, right? Dont give up hope. (But who ever said parenting was easy?) 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

September 18, 2019 · 2 min · 239 words · Michael Harris

Leaving Your Job? Here Are 5 Options for Your 401(k)

Is Your Bank Holding You Back? Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. (The name comes from a subsection of the tax code.) Money in 401(k) plans is protected from claims from creditors. There are two main types of IRA:traditional and Roth. The main difference between the two involves taxes. With a traditional IRA, contributions are tax-deductible within certain income limits. You dont owe taxes until you withdraw the money....

September 17, 2019 · 2 min · 355 words · Sandra White

5 Amazing Employee Perks Starbucks Offers — Even Part-Timers Get These

Or a winning lottery ticket. A job seemed like the better bet. I applied to work at Starbucks because I had heard its an ideal place for a part-time gig. The Hidden Perks of Working at Starbucks Starbucks is known for treating its partners well. (Partners is what Starbucks calls its employees.) We either didnt know about the perks or didnt understand them. 7 Ways to Make Money if You Hate People Do you avoid people too?...

September 16, 2019 · 3 min · 544 words · Samantha Cochran

Two Free Events to Help Remote Job Seekers And Disabled Workers Find Jobs

Both events are hosted byMy Employment Options, a national employment data pipe authorized by the Social Security Administration. MEO helps disabled workers navigate federal employment programs and find work suited to their needs for free. Both events are free and open to the public. Participation in the webinar is not required to attend the job fair. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

September 16, 2019 · 2 min · 263 words · Andres Morris

Learn How to Jump Start Your Side Hustle With This Sept. 25 Webinar

Should you take on a side hustle? Where do you even begin? Are there any downsides, and what pitfalls should you be aware of? All great questions to consider before opting in to more work. Be sure to bring your own questions as well. Then click register on the event page. Fairygodboss will automatically send out event reminders one week, one day and one hour before the event. Nurse lives and breathes the hustle....

September 14, 2019 · 2 min · 279 words · Lindsey Parks

Got Perkins Loans? Here’s How 5 Years in Public Service Could Wipe Them Out

The Perkins loan program may be history, but that doesnt stop it from haunting your present. But if youre working in public service, you could potentially have yourPerkins loans canceled. Like other student loan forgiveness programs, obtaining Perkins loan forgiveness is not an easy or quick process. Getty Images 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

September 10, 2019 · 1 min · 181 words · Donna Mitchell

6 Simple Ways to Use a Bullet Journal to Manage Your Money

What sets the bullet journal apart from other lookalikes is its completely customizable. Each page has tiny bullets to use as a guide to track whatever you want. 7 Ways to Make Money if You Hate People Do you avoid people too? A bullet journal can be used to track monthly expenses. Chris Zuppa/The Penny Hoarder Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

September 9, 2019 · 3 min · 622 words · Tyler Moore MD

These Side Hustle Podcasts Will Make Managing or Growing Your Gig Easier

Podcasts are an overlooked resource for entertainment, education and advice on niche topics side gigs among them. Theyre often hosted by everyday people in the thick of things. Some gain cult followings and build supportive communities before the topic goes mainstream. Host Nicaila Matthews Okome’s podcast, Side Hustle Pro, shares stories of black women entrepreneurs who have created and grown their side gigs into lasting businesses. Photo courtesy of D. Finney...

September 8, 2019 · 3 min · 437 words · Amber Foley

Dear Penny: We’re in a Deep Financial Hole. Is There Any Way Out?

We cannot get caught up. We are one and a half months behind on rent. The next months rent is coming up, and I have no money. My car payment, the electric bill and our cell phones are a month behind. The brakes are shot on my car. Im really at a loss, and Im having horrible anxiety over it. I dont know what to do. To say that its an anxiety-inducing way to live is a gross understatement....

September 6, 2019 · 2 min · 290 words · James Cook

Telemarketers on the Hook for Spam Texts — Plus More Class-Action Settlements

The text messages advertised YouFits $0 down promotion. The deadline to file a claim is Nov. 15, 2019. For full details,click here. Aileen Perilla/The Penny Hoarder Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? The suit claims the items at the outlet stores were never offered for sale at any regular retail outlets....

September 6, 2019 · 2 min · 319 words · James West

How to Figure Out How Much You’ll Really Need in Retirement

Want to stop working someday and retire? It takes money to make that happen. If you dont know how much you will need, youre in the majority. Tina Russell/The Penny Hoarder Most people put it off, because its something thats so far out. They say well, Ill save next year. How Much Do I Need to Retire? What you need will depend on when you plan to retire. Traditional retirement age is 65 to 67....

September 5, 2019 · 3 min · 497 words · Ricardo Montgomery

Serve the Public? Asking These 7 Questions Could Crush Your Student Loans

Is My Loan Eligible for Forgiveness? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help… Is My Job Eligible? Eligibility is not dependent upon your job title its dependent upon who you work for. So who can you work for?...

September 4, 2019 · 2 min · 369 words · Jon Parks