Additional Expenses 101: Here Are 5 Hidden Costs of College

How much does college cost? If youre already listing tuition, books and room and board, thats a good start. But its just the beginning. Getty Images Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. But even those who qualify for need-based aid wont receive enough to cover the total expenses....

October 24, 2019 · 3 min · 550 words · Bryan Jackson

Shopping for a Car? Here’s Where Your Credit Score Should Be

What Credit Score Is Needed to Buy a Car? There is no predetermined minimum credit score to buy a car. There isnt even a single score lenders use. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. So theres no easy answer to the question of whatcredit scoreis needed to buy a car....

October 24, 2019 · 2 min · 332 words · Matthew Reed

From Garage to HGTV: How This Woman Grew a Successful Home-Staging Business

Kristy Anderson spent most of her childhood on the move. She and her mother, Bridget, would often change apartments. She would rearrange some pillows. Or maybe shed take some bedsheets and turn them into curtains. My mom always welcomed it, said Anderson, a South Tampa resident. She was very encouraging. She now employs a staff of 11. No Interest Til Almost 2027? Never in a million years did I ever imagine this, Anderson said....

October 23, 2019 · 2 min · 340 words · Steven Robinson

How This Woman Turned Her Social Media Presence Into a Lucrative Side Gig

In fall 2014, I was stuck in a career rut. The limited creative freedom and lack of social interactions in the field pushed me to consider other options. A few soul-searching conversations later, I realized there was one thing I really care about: storytelling. Photo courtesy of Shelcy Joseph In fact, writing was always the activity that made me lose a sense of time. But I was wrong and Ive developed those interests into a paying gig as a social media influencer....

October 22, 2019 · 3 min · 558 words · Colleen Davis

Derek Peth of ‘Bachelor in Paradise’: It’s OK to Talk About Money with Friends

Trying to maintain a social life while still paying the bills? Thats easier said than done. If youre not a careful budgeter, your social spending can even put you behind on rent. Photo courtesy of Derek Peth But that doesnt mean you have to isolate yourself. Your finances are a part of who you are, he said. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

October 20, 2019 · 2 min · 265 words · Bradley Barnes

Applying for Financial Aid? Here’s What You Might Need Besides FAFSA

If you replied, yeeeees (mom), I remembered tofill out the FAFSA. But did you remember to submit your CSS Profile? What Is a CSS Profile? No Interest Til Almost 2027? CSS vs. FAFSA: Do I Need to Fill Out Both? In a word: Yes. Did you know? And most families have never even heard of the CSS profile. Why do colleges need both? It has to do with calculating your family contribution....

October 19, 2019 · 2 min · 339 words · Kimberly Steele

These 5 Legitimate Companies Will Give You Free Stocks

Were all about freebies around here. Even better they could increase in value over time! And before you ask: Yes, there is a such thing as free stocks. Welcome to Wall Street! You can learn the basics of the stock market, investing and more with ourdiscounted courses. We know, we know. Without further delay, here are our favorite companies giving away free stocks: 1. 7 Ways to Make Money if You Hate People Do you avoid people too?...

October 18, 2019 · 2 min · 371 words · Aaron Fernandez

Amazon Delivery Jobs Are Mix of Side Gigs, Careers, Business Opportunities

Types of Amazon Delivery Jobs Amazon has launched a variety of programs to solve its delivery conundrum. Because demand for delivery drivers is so high, requirements to land Amazon delivery jobs are often very low. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Amazon Flex One way Amazon is recruiting delivery drivers fast is through the gig economy....

October 17, 2019 · 2 min · 335 words · Michael Jones

As the Freelance Economy Nears $1 Trillion, It’s a Good Time to Be a Freelancer

The U.S. freelance industry is booming. The survey found that they prefer the terms independent worker or self-employed. Its a career choice. Getty Images Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. How to Cash In on the Freelance Economy Want a piece of that $1 trillion pie?...

October 16, 2019 · 3 min · 561 words · Shannon Reeves

What is a Good Debt to Income Ratio?

To get a loan, you better prove you might pay for it. That might seem a bit counterintuitive. If I could pay for it, why would I be borrowing in the first place? Lenders arent in the business of giving away money to just anyone. They want proof youre a responsible person who has the ability topay back your debts. One way to do that is by checking your debt-to-income ratio, or DTI....

October 16, 2019 · 3 min · 599 words · Mary Marsh

How Teachers, Cops, Firefighters and EMTs Can Buy a Home for 50% Off

It turns out, its notentirelyimpossible to put a monetary value on the work you do. Heres what you better know about this one-of-a-kind opportunity. HUDs Good Neighbor Next Door Program: How Does It Work? Heres how it works. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code This is where you may be raising your eyebrows, we realize. Exactly what kind of revitalization are these areas in need of?...

October 14, 2019 · 2 min · 261 words · Michael Perez

This App Helps You Save for a Home Automatically — For Free

Renting forever probably isnt your dream, but buying your first home is really intimidating. Its only one of the biggest purchases of your life, right? Way bigger than a car. The main problem is saving for your first home is a huge barrier to overcome. Rising home prices make it tough for people like you to save enough money for that crucial down payment. Luckily, now theres an app for that....

October 12, 2019 · 2 min · 307 words · Michele Larson

Dear Penny: I’ve Paid Down $22K of Debt. Why Doesn’t My Credit Score Show It?

With paying that much off, it would seem my score should be higher. So what are we doing wrong? -T. Dear T., Youve improved your credit score by 72 points. Youve paid off $22,000 worth of debt. You asked me what youre doing wrong. Id counter that youre obviously doing something right. Your credit score isnt the GPA of your finances. Its not a measure of your overall fiscal health....

October 11, 2019 · 2 min · 387 words · Elizabeth Atkins