Heres what to keep in mind when youre facing expensive life events. Even if yourepurchasing a used car, you may need several thousand saved up. Buying a House Talk about expensive life events. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. Housing typically accounts for a large portion of everyones budget....

Theres no denying it Im a beer geek. Theres nothing better than seeing a nice beer sampler lined up in front of me. The variety of colors, aromas and flavors is a blast to experience for the first time. Photo courtesy of Coppertail Brewing Co. But then comes the check. Exploring the awesome world of hoppy pale ales and malty stouts and porters can get expensive. At least that used to be the case....

You have a little money saved up. But its just sitting in a bank account earning between 1 and 2% interest. At that rate, your money is going to grow at a snails pace. Peer-to-peer lending is a system that matches people who need loans with private investors who are willing to lend money. You know you could invest in the stock market, but what if it crashes? What Is Peer-to-Peer Lending?...

Its a fair question. Do you even need more than one? How Many Bank Accounts Should I Have? The Bare Minimum OK, lets start with the basics. The absolute bare minimum for accounts that you should have is two. You need achecking account and a savings account. Each of these accounts will serve a separate purpose. Checking Account This serves as your primary money account. You put money in yourchecking accountto handle your bills and other spending....

Real Answers for Life’s Money Challenges Im a 56-year-old divorced woman. I live by myself and have a full-time job. Last year, I had a heart attack and was out of work for five months. It wasnt until after I returned to work that I found out that I had qualified for short-term disability. While out of work, I had to borrow money from everyone I know. I paid back everyone who helped me....

For a lot of us, retirement is a best-case scenario. But what will that really look like? Can you afford that? If youre like most Americans, you suspect youre not saving enough for retirement. No matter how much or how little you make, its never too late to boost your savings. But you shouldnt put it off any longer. You definitely want to take full advantage of your employers matching contribution to your 401(k) plan....

Searching for a job is a job in itself. That work becomes even more challenging when you dont have reliable or affordable access to transportation. After all, you need a way to get to interviews and training. The nonprofits will determine who qualifies for the rides and will distribute access to the special fares. No Interest Til Almost 2027?

The traditional 401(k) has been around a while. Its important to understand the differences between a Roth vs. traditional 401(k). The Basics: Roth vs. You pay taxes on the money once you start taking distributions in retirement. Both types of plans have contribution limits based on age. Those limits are unchanged since 2020. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

Saving three-to-six months worth of expenses in an emergency fund is longstanding financial advice gospel. But it can seem impossible especially if youre struggling to cover necessities. That $2,467 figure isnt a magical number that works for all low-income households, though. The circumstances or unique needs of your household may warrant more savings. The report mentions families led by single mothers and households without health insurance should save an additional $1,000....

The first deadline to take action approaches. The last day to opt out of the Equifax settlement is Nov. 19, 2019. Its also the last day to formally object to the settlement terms. No Interest Til Almost 2027? The problem then becomes simple math, meaning only 248,000 claimants could actually collect the amount they applied for. Did you know? Me trying to get paid out from the Equifax settlementpic.twitter.com/zAxU2CFg2e Ryan Mac ?...

The first few years of parenthood can be a sleep-deprived, money-sucking blur. Youre constantly counting down to the next stage of child-rearing when you anticipate expenses to ease up. Or when your kids in school and you’re able to finally stoppaying for full-time child care. Dantaisha Bellamy, 13, left, plays basketball with Officer Michael Yarbrough at the Police Athletic League of St. Petersburg. Chris Zuppa/The Penny Hoarder These 13 money-saving strategies can provide some financial relief when it comes to your childrens expenses....

Youre a good driver, right? Youre not a speed demon. You dont tailgate or cut people off. Heck, you even use your turn signal like a civilized person. And this is crazy you actually keep your eyes on the road, not on your phone. So why should you have to pay the same price for car insurance as a lousy, unsafe driver? Luckily, we found a company that thinks so, too....

This year, he finally cranked the engine on the project, literally. Some guests were skeptical at first. But the party and 10 taps worth of Ohios finest microbrews extinguished their doubts. Photo courtesy of Kevin Mullan Maybe even some of his own. Open to the public for just about three months, hes already hit event number nine. 7 Ways to Make Money if You Hate People Do you avoid people too?...