Trash to Treasure: Our Best DIY Furniture Rehab Tips and Ideas

She and her roommate scored a free piano off of Craigs List. They put it in their driveway or behind their house because thats easier than taking it somewhere. Shes got an eye for whats worth refurbishing and what can be used without upgrading it at all. Found furniture on the side of the road can be a treasure for people on a tight budget or bargain hunters. Chris Zuppa/The Penny Hoarder...

July 24, 2020 · 3 min · 482 words · Antonio Mcintosh

FICO Has a New Credit Score. Here’s How the Resilience Index Works

This new score, known as the FICO Resilience Index, can help people with low traditional credit scores. What is the FICO Resilience Index Score? In other words, they have financial resilience, says Ulzheimer. Score numbers range from 1-99, with 1-44 being the most resilient and 70-99 the least resilient. FICO Scores range from 300, the lowest, to 850, the top score. Our team has compiled alist of creative waysyou can fatten your bank account this week....

July 23, 2020 · 2 min · 217 words · Jessica Hodges

Marcus by Goldman Sachs Review: Limited Offerings But a Great Savings APY

Our review will help you determine whether that includes you. In this review: What Is Marcus by Goldman Sachs? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Getty Images Did you know? But other online banks like Comenity Direct (1.35%) andAlly(1.10%) have it beat. Two bright spots: This account carries no monthly maintenance fees nor does it have a minimum deposit amount. This will be especially important since Marcus is also missing a mobile check deposit option and an ATM internet....

July 23, 2020 · 2 min · 236 words · Shane Holloway

How to Invest in Stocks, Even if You Don’t Have Much Money to Spare

How you feel about investing in stocks depends on how comfortable you are with taking risks. You may love the idea of playing the stock market if youre OK with taking chances. Who doesnt dream from time to time about getting rich by picking the next Apple? The truth is, putting your money in stocks is rarely a way to get rich overnight. But its also unlikely to leave you broke if you take the smart approach....

July 22, 2020 · 4 min · 694 words · James Jones

Makeup Artists Share Their Picks for Best Drugstore Foundations

Those days are long gone. And heres a secret: Some makeup artists swear by drugstore foundation. Note: All prices are accurate as of June 29, 2020. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. I love the satin finish of this formulation, she said. It applies beautifully, and has a soft texture. Cruelty free?No Did you know? Plus, this foundation truly hides blemishes, saidTiffany Ascensio, a beauty blogger based in Kansas City....

July 22, 2020 · 1 min · 194 words · Austin Martinez

We’re Probably Getting a Second Stimulus Check. 4 Big Questions We Have

One thing that appears likely in thenext coronavirus relief bill: a second round ofstimulus checks. You read that right. More cash from the government is (probably) coming. Republicans have yet to release their version of a new stimulus bill. Will the next round of stimulus checks have a lower income limit? Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

July 22, 2020 · 3 min · 452 words · Samantha Conley

Declutter Your Home With These 11 Garage Sale Tips From Experts

A day later, his mother noticed half her living room was missing. By the time he was 25, he hadmade $1 million flipping items he purchased at garage sales. He also wrote a book called The Garage Sale Millionaire. Getty Images How to Host a Successful Garage Sale Want to make the most of your next garage sale? Heres what you’re gonna wanna know, with advice from LaPedis and other experienced sellers....

July 21, 2020 · 3 min · 614 words · Kristin Lang

No, Travel Insurance Doesn’t Cover Coronavirus. Here’s What Else to Know

The coronavirus is changing travel insurance. What is Travel Insurance? Travel insurance comes in all shapes and sizes, and each policy and company covers different things. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you could easily return later. Well keep it updated as offers changes or expire....

July 21, 2020 · 2 min · 317 words · Madison Weber

Yo-Yo Financing: Don’t Let a Car Dealer Pull a Switcharoo on Your Loan

Imagine youre proudly driving around town in your new car when your cell phone rings. Its the dealer telling you there is a problem with your financing. Basically, they tell you that youve got credit [and a deal]. you better bring your car back in. you’re gonna wanna sign new terms. The practice is called yo-yo financing. How Common is Yo-Yo Financing? Rheingold says women, African-Americans and Latinos are disproportionately victimized....

July 21, 2020 · 2 min · 345 words · Randy Brown

7 Facts About the Next Relief Bill: Latest on Unemployment, Stimulus Checks

Will the $600-a-week unemployment bonus disappear at the end of July? Will we get a second round of stimulus checks? Well update this post as we learn more. This post refers to the Coronavirus Aid, Relief and Economic Security Act passed in March 2020. For the most up-to-date info, check out ourrecent tax articles. The $600-a-week unemployment bonus is likely to be reduced. No Interest Til Almost 2027? If Congress doesnt act quickly, unemployment benefits could be interrupted....

July 20, 2020 · 2 min · 394 words · Megan Cuevas

8 Freelance Writing Niches That Pay Well (Plus How to Get Started)

You just have to know how to find them. 8 Lucrative Freelance Writing Niches 1. Grant Writing Grant writingcan be a high-paying way to make money as a freelance writer. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Lili.(It’s free!) Grant proposalshave specific structures that require research skills and writing. Ultimately youll be responsible for writing a compelling proposal that wins....

July 20, 2020 · 4 min · 681 words · Dustin Adams

Chime vs. Simple: Here’s How These Online Banks Stack Up

Online-only banks are attractive to anyone looking for a simple and convenient banking solution. Two leading players in the online banking space,ChimeandSimple, exemplify those subtle differences. One is great for paycheck-to-paycheck living, and the other is better for more sophisticated budgeting and savings. Getty Images See how they stack up: No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code Chime vs. Which is best for you lies in the details....

July 19, 2020 · 3 min · 448 words · Tony Potter

Dear Penny: How Do I Survive if $600 a Week Unemployment Expires?

Now Im back on unemployment. How can those of us who are still out of work survive if it isnt extended? Im a single mother of two. Im not looking for a handout. Im applying for jobs, but Ive worked in restaurants my entire adult life. -Desperate Dear Desperate, Lets prepare for the worst and hope for the best here. Youd still probably be able to collect your states jobless benefits....

July 19, 2020 · 3 min · 455 words · Charles Johnson