How Do I Get an Emergency Loan? 4 Options, From Best to Worst

When the rent is due, you dont have time to wait for the grinding gears of government. So could an emergency loan help? Lenders like to lend money to people who can pay it back with interest. Thats how they make their money. No Interest Til Almost 2027? Proof of identity, such as a drivers license. Your date of birth and Social Security number. Proof of income, such as pay stubs, and verification of employment....

July 31, 2020 · 2 min · 297 words · Brett Lewis

14 Simple Tech Tips to Help You Master Working From Home

Now Im happy to share some tips and tricks to soothe your work-from-home headaches. Video conferencing apps have baffled employees for years. Figuring one out at home on your own doesnt sound like a treat. Getty Images But these tools are actually great if you know how to use them. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

July 30, 2020 · 3 min · 520 words · Mark Cooper

Cash for Ugly Houses: What the Ubiquitous Roadside Signs Mean

The signs are on utility poles everywhere saying theyll buy your house, even if its ugly. These cash-for-your-house companies promise a fast sale or a way to unload a less-than-desirable property. The houses are distressed and needing revamping or revitalizing, says Kate Story, known asReal Estate Kate. Sellers looking for cash buyers often fit into one of three categories: the seller wants cash, the property is in poor condition or the seller wants to simplify and save....

July 30, 2020 · 3 min · 499 words · Alison Stone

Want to Know How to Become a Grant Writer? Follow This Expert’s Tips

It was a small office, so most projects relied on an all-hands-on-deck mentality. My roles included fundraiser, volunteer coordinator, event planner and social media manager. Eventually, grant writing fell into my lap, too… and now its my full-time business. Could it be a fit for you, too? Heres how to become a grant writer. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

July 30, 2020 · 2 min · 373 words · William Jordan

A Big Benefit of Volunteering: It Could Help You Make More Money

Several years ago, I volunteered withHabitat for Humanity. I framed houses, put up siding and did interior and exterior painting. The experience led to paid painting jobs, and I enjoyed the work. Volunteering with non-profit organizations provides an opportunity to help others while helping your own financial future. Thats true even in the modern job market. And managing the phone bank for a few non-profit fundraising events gives you call center experience....

July 29, 2020 · 1 min · 161 words · Mark Ferguson

A New Homeschool Space Doesn’t Require a Shopping Spree. Here’s How to Save

And while thats nice, we all dont have spare guest rooms we can convert into a homeschool room. Some kids will definitely be learning at kitchen tables and in corners of rooms this year. We also dont have unlimited budgets to spend on preparing an Instagrammable learning space. Another place Hollaway has found deals is at thrift stores. Aileen Perilla/The Penny Hoarder 7 Ways to Make Money if You Hate People Do you avoid people too?...

July 29, 2020 · 2 min · 339 words · Stephanie Roman

Next Stimulus Check Likely to Include College Students, Dependent Adults

Heres what each party is proposing. How Much Stimulus Money Could Dependents Get? 7 Ways to Make Money if You Hate People Do you avoid people too? This post refers to stimulus checks issued in 2020. For the most up-to-date info, check out ourrecent tax articles. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Stimulus checks are an advance on atemporary 2020 tax credit....

July 28, 2020 · 1 min · 123 words · Ellen Thomas

Oh, Baby! 5 Ways to Save When You’re Starting a Family

And if youre not careful, you could end up in a lot of debt. 5 Ways to Avoid Debt When Youre Starting a Family Kids are expensive. OK, thats not exactly a news flash if youre a parent. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

July 28, 2020 · 2 min · 396 words · Jeffrey Smith

Our Review of Clarity Money, an App to Track Your Spending

Weve researched what this app has to offer and how it provides you with insight into your financial health. What Is Clarity Money? Its part of the banking giants Marcus by Goldman Sachs line of financial products. Feeling overwhelmed? Create a budget that works for you with ourbudgeting bootcamp! Clarity Money is touted as an AI-powered tool that brings your finances together in one place. 7 Ways to Make Money if You Hate People Do you avoid people too?...

July 27, 2020 · 2 min · 278 words · Steven West

Wear Pants — and Other Advice on How to Prepare for a Virtual Job Fair

Employers are increasingly experimenting with creative methods to find and attract workers. Thats where virtual career fairs come in. They are definitely a win-win for both job seekers and employers. They can be nationwide, on-demand and discreet. They can also reach new audiences that might not be able to make it to in-person events. You dont have to travel for either. But I may be able to get away for an hour or two....

July 27, 2020 · 4 min · 759 words · Victoria Carter

Dear Penny: I Got Laid off at 62. Should I Retire and Take Social Security?

I worked for my company for more than 10 years and planned to stay until retiring. I thought that wouldnt happen for another four or five years. Ive been collecting unemployment and applying for jobs. But the jobs havent materialized, and I know the unemployment will eventually come to an end. Im considering throwing in the towel, retiring and collecting Social Security. My retirement savings in my 401(k) and Roth IRA are modest....

July 26, 2020 · 2 min · 338 words · Jessica Lopez

Worried About College This Year? What to Know About Tuition Insurance

You insure your house and auto without thinking twice, but have you considered buying insurance for college tuition? Check out our cheat sheet for what you better know about tuition insurance, especially this year. What is Tuition Insurance? Tuition insurance differs from a refund from your college. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

July 26, 2020 · 2 min · 333 words · Christopher Ellis

4 Solutions for Affordable Academic Help During the Upcoming School Year

Your school may be temporarily converting to online learning or giving parents a virtual education option. You may decide to disenroll from your school district to homeschool. Its a tough situation all around. Here are four affordable options for homeschool help or to supplement your childs studies. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code A student tutor may be able to relate to your child better....

July 24, 2020 · 2 min · 271 words · Abigail Young