Getting Divorced? It Doesn’t Have to Cost a Fortune

If youre getting divorced, youve been through enough. The last thing you need now is a $13,000 bill. But divorce doesnt have to be financially ruinous. A low-cost divorce is possible. We spoke with divorce attorneys who shared their advice on keeping the price tag down. No Interest Til Almost 2027? Get Organized As part of the divorce process, you will be required to collect financial information. Communicate with your spouse....

November 13, 2020 · 1 min · 158 words · Edward Parrish

Here’s How to Get a Free Thanksgiving Dinner at Walmart

The holidays are weird this year, theres no question about that. Without big family gatherings or outside-the-bubble Friendsgivings, things just feel… off. 100% for free. And yes, the can-shaped cranberry sauce will make it to your table this year. Heres how to get them:Download the Ibotta web app extension. Then once youve earned $20 in cash-back, you might cash out via PayPal. (This meal comes to just about $20.) 7 Ways to Make Money if You Hate People Do you avoid people too?...

November 13, 2020 · 1 min · 115 words · Sandra Taylor

10 Ways to Stretch Your Money When You’re Out of Work

Being unemployed carries a heavy weight of financial stress. Often, its not enough. Pause or cancel monthly costs that arent necessary, like your cable subscription or gym membership. Movie-goers wait for a free movie-in-the-park to begin at Pier 60 in Clearwater Beach on September 21, 2019. Chris Zuppa/The Penny Hoarder Many credit card companies have hardship programs that can lower your monthly payments or waive fees. You might be able to switch to anincome-based repayment planfor your student loans or request a deferment or forbearance....

November 12, 2020 · 2 min · 285 words · Shannon Ruiz

Debt Management vs Debt Consolidation: Which Can Help You?

So, youve got debt. It sucks, but youre not alone about 80% of Americans have debt, too. Youll pay directly to the non profit, who will handle each of your debt payments on your behalf. Theres no charge and youll likely get reduced or waived charges and fees from your creditors. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

November 12, 2020 · 2 min · 265 words · Danny Ford

If You’re Ready to Quit Smoking, These 7 Free Resources Can Help

November is Lung Cancer Awareness Month. In the U.S., lung cancer isthe second most common cancer in both men and women. More people die from lung cancer every year than from colon, breast and prostate cancercombined. In addition, those who continue to smoke after a lung cancer diagnosisnearly doubletheir risk of dying. No Interest Til Almost 2027? If youre ready to quit smoking, these free resources can help: 1. Smokefree.gov...

November 12, 2020 · 2 min · 268 words · Daniel Dixon

Pay Down Debt or Build Up Savings? What to Do in Tough Times

When it comes to money, were all living through chaotic and uncertain times. And were learning some hard financial lessons. You know, just in case. So we should all have emergency funds. Or building up my savings? No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code Keep making minimum payments on all your debt, of course. But beyond that, focus on saving enough so you have at least a three-month cushion....

November 12, 2020 · 1 min · 152 words · Brandon Mckenzie

If You Can’t Afford To Contribute To Your 401(k), This Company Will Pay It For You

We did the math. This company will see to it you get thousands of extra dollars from your job. By using Lendtable to contribute to your retirement account, youll be able to unlock that free cash. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. If you put $0 in your retirement account this year, you get $0 from your boss....

November 11, 2020 · 1 min · 141 words · Michelle Warren

Yes, You Can Get a Seasonal Job While on Unemployment. But There are Rules

But is taking a seasonal job while youre receiving unemployment benefits a good idea? It gives a little bit more cushion, so I think its pretty smart as long as its suitable. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code Lets break it down. Duration of Benefits Pandemic notwithstanding, the majority of states offer Unemployment Insurance benefits for 26 weeks. On the lower-end of the spectrum, Florida and North Carolina provide up to 12 weeks of benefits....

November 10, 2020 · 2 min · 400 words · Angel Martin

Automate Your Spreadsheet Budget With Tiller Money App

Even diehard spreadsheet fans could use a little assistance to keep track of monthly spending. Tiller Moneyis a budgeting tool designed specifically for those who prefer to use spreadsheets to manage their finances. What Is Tiller Money? Curious about spreadsheet budgeting? Here’show to make a budget in Excel, and here’show to create one in Google sheets. Tiller Money is not your typical budgeting app. Its a personal finance service that enhances spreadsheet budgeting by incorporating automation....

November 9, 2020 · 2 min · 295 words · Ethan Robinson

DIY Fitness Gear: How to Make Homemade Weights and Other Workout Equipment

You dont have to join a pricy gym to stay in shape. you might add resistance with your own body weight to make exercises more intense. Heres how to DIY your dumbbells and up your workout game all from the comforts of home. Dumbbells Fill two gallon jugs with sand, rocks or water. Use socks to tie them to either end of a metal rod. Add or switch to half-gallon jugs to change the weight....

November 9, 2020 · 2 min · 349 words · Kelly Barber

Nov. 21 Is Deadline for People Who Don’t File Taxes to Get Stimulus Check

Doing so takes just a few minutes and could put an extra $1,200 or more in your pocket. The Non-filers Enter Payment Info Here feature debuted on the IRS website in April. 7 Ways to Make Money if You Hate People Do you avoid people too? This post refers to stimulus checks issued in 2020. For the most up-to-date info, check out ourrecent tax articles. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

November 9, 2020 · 1 min · 171 words · Zachary Nichols

Dear Penny: A Bogus Charge Ruined My Perfect Credit. How Can I Fix It?

The reason: A debt collection agency reported that we failed to pay a bill to our childrens pediatrician. I started receiving calls from this agency in late 2019. They called from various numbers and never left any messages. I had to Google the numbers to figure out where these strange calls were coming from. Since, to my knowledge, I didnt have any outstanding debts, I didnt reach out. As it turns out, the $90 bill was billed on my sons account....

November 8, 2020 · 3 min · 544 words · Nathan Gibson

Pension vs. 401(k): Distinguishing Between These Common Retirement Plans

For todays working folks, retirement planning looks much different from how it did for their parents and grandparents. This change is driven by a shift in the throw in of retirement plans now offered in most workplaces. Your grandparents may have retired with pension benefits. Youre more likely to rely on a nest egg you build up in a 401(k). The two plans actually have little in common. Today, many government entities still offer traditional pensions, but they are rare in the private sector....

November 7, 2020 · 3 min · 501 words · Tyler Mcdowell