12 Meaningful DIY Gifts That Cost Less Than $3 to Make

You dont have to spend a lot of money to show someone how much they mean to you. Put them in a $1 photo album from a dollar store. Put them in a $1 photo album from the dollar store. You can create an album full of your kids’ artwork that can be given to grandparents. Use the Walmart app to print 4×6 prints and buy an album at a dollar store for $1....

November 20, 2020 · 2 min · 297 words · Kayla Diaz

This 2-Minute Trick Could Save Your Family Up to 90% on Prescriptions

How much do you pay for your prescriptions each month? Even with insurance, you might end up paying hundreds of dollars each month out of your own pocket. All you have to do is show your GoodRx Gold card or app to the pharmacist. The average family who uses GoodRx Gold saves $3,323 a year. GoodRx Gold is its premium membership that unlocks even more savings and benefits. 7 Ways to Make Money if You Hate People Do you avoid people too?...

November 20, 2020 · 2 min · 295 words · Lisa Moody

This App Pays People Just to Buy Things From Their Favorite Brands (Get a Free $10 Now)

Heres an idea: Stop spiraling so far down the web just to find a coupon worth $1. Its not worth it. Its really that simple. It takes just seconds to find what youre looking for. If yousign up today with code TPH, youll earn an extra 10,000 points (thats $10!) to use toward gift cards to your favorite stores once youve earned your first 1,000 points. Once you sign up, you’ve got the option to start earning rewards right away....

November 20, 2020 · 1 min · 127 words · Sarah Lowe

Here’s How to Support Small Businesses When Shopping on Amazon

But how do you know when youre actually buying from a small business? How do you know if that business is located in the United States? Identify the Seller and Where Theyre Located The first thing youll want to check is the seller. Getty Images No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code To find this information, start by clicking on the product page. Youre looking for a link that reads Sold by _____ and includes the sellers name....

November 19, 2020 · 2 min · 327 words · Carolyn Pearson

These 6 Cooking Essentials Make Perfect Gifts for the Home Cook

Or maybe youre a hardworking home cook, getting hot meals ready for your family week after week. Gift that culinary enthusiast (or yourself!) one of these six tools to spruce up their home kitchen. Whether youre looking for cooking lessons, cookware or kitchen gadgets, theres something here for everyone. Plus, you might pay whatever price you want for it. Plus, its one of Oprahs Favorite Things for 2019. Regularly $99, you might snag one for $89....

November 19, 2020 · 1 min · 209 words · Amber York

These Resources Will Help People With Disabilities Find Work-From-Home Jobs

Working from home is a convenience for many of us. For people with disabilities, the ability to work remotely can be essential. About7% of the total population of people with disabilities telecommutessome or all of the time, estimates suggest. But it can be a challenge to find exclusivelywork-from-home jobswhether youre a person with disabilities or not. Adding medical considerations to the mix could make it even more difficult to find home-based work....

November 19, 2020 · 2 min · 238 words · Jack Ryan

We Aren’t All in the Same Recession. How to Survive Your New Normal

Everyone wants a V. But will it be more like a U or a W? Could it really become an L? But heres the thing about all those recovery shapes: Theyre pretty much useless to you. Picture lines on a graph. A V would mean a quick and steep bounce back from the depths. A U would be a little slower, with a little more time climbing out up from the bottom....

November 19, 2020 · 2 min · 346 words · Grant Murray

Thinking About Co-Signing a Loan? Read This First

Building credit is tough. So should you help out a friend or family member by co-signing on a loan? The answer is almost always no. So if lenders say no, chances are good you should say no too. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Here are some things to consider before co-signing a loan....

November 18, 2020 · 2 min · 306 words · Steven Moore

Long-Term Unemployment Is Surging. Here’s What to Do If You Can’t Find Work

Losing a job is tough no matter what. Some time between jobs is to be expected since youll want to find a good match. But once youre unemployed for such a long period of time, it can have a cascading effect. Clients line up outside the Mississippi Department of Employment Security WIN Job Center in Pearl, Miss., on Aug. 31, 2020. Rogelio V. Solis / AP Photo Harder, but not impossible....

November 17, 2020 · 3 min · 517 words · Kevin Fisher

A Safer Car Means Lower Insurance Premiums. Here’s What to Look For

Todays new luxury cars come equipped with a growing menu of high-tech driving-assistance options. Ah, but what if you cant afford a new luxury car? Youll just have to lower your auto insurance premiums the old-fashioned ways. Here are three strategies: 1. Shop Around you should probably get quotes from a few different places to double-check youre getting the best deal. So how do you know which companies to get quotes from?...

November 16, 2020 · 2 min · 291 words · Joseph Johnson

Dear Penny: Can I Take Social Security Now and Then Stop Benefits in 2021?

Real Answers for Life’s Money Challenges I will be 62 in November and right now times are tough. Is it possible to take Social Security temporarily and then stop it when things begin to move again? I was thinking of maybe just taking it for a short time, through early summer 2021. About 80% of my business are clients who travel. But youll also have to pay back all the Social Security money youve received....

November 15, 2020 · 2 min · 369 words · Destiny Miles

5 Basic Bike Maintenance Skills Every Cyclist Should Know How to Do

But just like cars, bikes require upkeep. Unlike cars, however, it’s possible for you to do a lot of basic bicycle maintenance yourself. Heres how you’re able to do your own basic bike maintenance at home. Taking proactive care of your tires will keep your bike rolling for miles to come. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

November 14, 2020 · 3 min · 473 words · Aaron Kemp

4 Ways Community Colleges Can Help You Make More Money

Your local community college. Well, think again. No Interest Til Almost 2027? With employers scrambling to fill open positions, an applicants credential could be the key to getting noticed. Thats right unlike college, apprenticeships pay you to learn instead of the other way around. You supply the idea, they supply the equipment and workspace, usually for free. Community colleges are major players in providing the public with free access to makerspaces....

November 13, 2020 · 1 min · 85 words · Chase Baker