Buying a House? A Mortgage Broker Can Help You Get the Best Loan

If youre house shopping, then pretty soon youll be mortgage shopping too. If youve been wondering whether working with a mortgage broker makes sense for your needs, keep reading. This doesnt necessarily mean the cheapest, as you may not actually fit that mortgage criteria, says Robinson. In this sense, mortgage brokers can be a time-saving middleman. 7 Ways to Make Money if You Hate People Do you avoid people too?...

February 22, 2021 · 2 min · 231 words · Paula Simpson

It’s OK to Spoil Yourself a Little. This Box Lets You Do it Without Draining Your Bank Account

How much time do you spend taking care of yourself these days? The answer is probably not enough. With all the stress piling on, its easy to skip your workout or let your skin get dull. FabFitFun members get full-size, high-end products for a fraction of the price you would pay in-store. Chris Zuppa/The Penny Hoarder But you know what? That needs to change. you’re gonna wanna treat yourself! Thats why we likeFabFitFun....

February 22, 2021 · 2 min · 261 words · Jordan Guzman

Dear Penny: My Dad Wants to Help Me Invest, but I Think He’s a Terrible Investor

Real Answers for Life’s Money Challenges Im a 24-year-old single male and recent college graduate. I dont have any idea how to invest it. My dad says that since Im young, I need to take risks. Hes suggested some marijuana stocks and silver stocks that hes made money on. But this seems like it might be too risky to me. My dad doesnt work in investing, and I dont think he knows a whole lot about it....

February 21, 2021 · 2 min · 354 words · Evan Ray

Got an Idea for an App? Get it Out of Your Head and Into People’s Phones

He and Hansen knew tutors helped with academic success, but realized it wasnt always easy to find one. Through research they learned the near peer concept was successful. They decided what they wanted their app to offer and researched what it would take to create it. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Lili.(It’s free!) Hes also a co-founder and now Chief Technology Officer at Knack....

February 20, 2021 · 2 min · 380 words · Ivan Parker

Could Filing Your Taxes Early Cost You Your $1,400 Stimulus Check?

To get those payments out quickly, the IRS will use 2019 or 2020 tax returns to calculate payments. For most people, it wont make a difference which years tax returns the IRS uses. Theyll qualify for the full stimulus check either way. This post refers to the 2019 and 2020 tax season. For the most up-to-date info, check out ourrecent tax articles. Could Filing Taxes Now Cost You Your Third Stimulus Check?...

February 19, 2021 · 2 min · 283 words · John Buchanan

Veteran? This Company Could Help You Buy a House Right Now — With Zero Down Payment

There are roughly 18 million U.S. military veterans. Together, they make up about a seventh of the country. Thats a lot of people. In fact, only four states have more people than that. Most of those veterans will become homeowners at some point. Or, if theyve heard of VA loans, theyre not totally familiar with what that means. Why is this such a big deal? If youre a veteran, a VA loan could buy a home with zero money down....

February 19, 2021 · 2 min · 246 words · Karla Wright

4 Pieces of Dumb Financial Advice That Most People Believe

When it comes to money, everyone likes to put in their two cents. Oh, you should definitely buy and not rent. Stay away from credit cards; theyre evil. Why are you so worried about your credit score? Well, were here to set the record straight. Heres all the dumb money advice out there and what you should do instead. You should be getting three different quotes to get the best price on car insurance, they say....

February 18, 2021 · 2 min · 402 words · Kenneth Bean

Hackers Tried to Get 5 Credit Cards, 3 Loans and Unemployment With My ID

My name is Tiffani Sherman. The real Tiffani Sherman. For the second time in two years, Im dealing with the fallout of identity theft. Sherman doesn’t know how scammers got her data. Recommended ways to protect yourself from identity theft include setting up alerts, checking your monthly billing statements and using digital wallets. Chris Zuppa/The Penny Hoarder Trust me, it isnt fun. 7 Ways to Make Money if You Hate People Do you avoid people too?...

February 18, 2021 · 4 min · 808 words · Robert Baker

Is Generational Wealth Possible For The 99%? You’d Be Surprised. Here’s Where to Start

It sounds so fancy and out of reach, doesnt it? But at its core, generational wealth is something we all can aspire to. Its about building a more prosperous future and having something to pass on to your children. Here are a few ways to start a generational-wealth plan for your family. And you dont need to be a millionaire to pass on a million dollars. Probably not as good as youd like....

February 18, 2021 · 4 min · 681 words · Gene Suarez

Resolutions Aren’t Just for January: 5 Money Goals You Can Tackle Year-Round

We see the same thing happen every year. For the time being, at least. But its not January anymore. How are those resolutions holding up? No shame if youve gotten off track we all do! But thats why were here to argue for making resolutionsthroughoutthe year. Youll probably have a better chance of seeing them through, anyway. Here are seven financial goals you might tackle this year. Start with a couple, and see what you could accomplish in the next few months!...

February 18, 2021 · 3 min · 484 words · Kenneth Hayden

Small Business Owners Are Losing Opportunities by Not Spending $5 on This Insurance

Being a small business owner is hard. Small business owners like house painters and wedding photographers could be losing opportunities because they dont have insurance. Choose the time period you need coverage and get your quote. The whole thing takes less than a minute. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire....

February 18, 2021 · 1 min · 125 words · James Smith MD

Renters, Lower Your Heating Bill This Winter With These 8 Tips

Luckily,the house I purchasedhas great new windows, excellent insulation and doors that actually close properly. 8 Inexpensive Ways Renters Can Lower Their Heating Bills 1. Otherwise, you will unnecessarily be heating an unused space. Aileen Perilla/The Penny Hoarder If you stay within the same apartment complex, you often will not have to pay new deposits. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk....

February 17, 2021 · 2 min · 237 words · Sara Rivera

The 6 Worst Money Mistakes We Saw in 2020 — And How to Avoid Them This Year

The past year was so utterly strange; so turbulent; so unprecedented. Hey, it happens. When it comes to financial mistakes, we saw some doozies in 2020. People were making wrong turns left and right. So much money went down the drain when it could have been lining our pockets instead. But its a whole new year, and theres plenty of time to get things right in 2021. Here are the worst money mistakes we saw in 2020, and how to avoid them this year....

February 17, 2021 · 3 min · 465 words · Shirley Pace