10 Debt-Slashing Tips From Someone Who Paid Off $12K in 12 Weeks

I know this because Ipaid off $12,000 of debtin 12 weeks to ring in 2021 debt-free. I didnt get a pay raise or an inheritance or a winning lotto ticket. I buckled down and worked my full-time job while side hustling, racking up about 80 hours a week. Getty Images Theres no single magic-bullet solution that will work for everyone. Ask yourself: Can I really afford to pay off my debt?...

March 1, 2021 · 4 min · 691 words · Cory Gray PhD

Here’s How to Pay for Grad School (or Get Someone Else to Pay for It)

You want the advanced degree, but not the elevated debt. But grad school isnt cheap. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. 7 Ways to Pay for Grad School Paying for grad school shouldnt leave you with insurmountable debt. Alternatively, you could pursue a job at a university that offers free tuition as a benefit....

March 1, 2021 · 2 min · 288 words · Krista Copeland

Tina Hay Talks With The Penny Hoarder About Money and ‘Napkin Finance’

Many of us werent taught personal finance at school, and money wasnt discussed at the dinner table. The following is an abridged version of that conversation, edited for length and clarity. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? We also add humor and some fun to the content to make it more engaging and interesting....

March 1, 2021 · 3 min · 528 words · Richard Blair

Dear Penny: My Husband Says Stock Market Is a Scam and Refuses to Invest

Real Answers for Life’s Money Challenges Im having trouble convincing my husband that we should start making investments. It was a struggle to even convince him to move from a traditional savings account to a high-yielding one. I would never bet with money we could not afford. How do I convince my husband that building wealth is a risk but a worthy one? -K. Dear K., Some people dont invest because they truly are risk-averse....

February 28, 2021 · 3 min · 432 words · Samantha Shaw

6 Easy Ways to Make Extra Money and Cut Bills in a One-Income Household

Living in a one-income household is like walking a tightrope. You have absolutely no margin for error, and the slightest misstep can spell disaster. Thats a really hard thing to do these days, especially if youre not used to it. Want to see if you might win money at it? A free app calledSolitaire Cashlets you play for real money up to $83 per win. For each game of Solitaire, youll compete against at least five other players....

February 26, 2021 · 3 min · 577 words · John Kim

6 Quick Steps To Take Before The Next Stimulus Check Arrives

The pandemic has us feeling uneasy in more ways than one. The future feels uncertain, and were all waiting to see how things will pan out. Chances are youre seriously overpaying with your current policy. If its been more than six months since your last car insurance quote, you should look again. Yep in just one minute you could save yourself $715 this year. Thats some major cash back in your pocket....

February 26, 2021 · 2 min · 417 words · Mark King

Grocery Deliverers Can Turn Their Gig Into a Business With the Dumpling App

What Is Dumpling? Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Tom Schoelhammer, left, Joel Shapiro and Nate D’Anna are the founders of Dumpling. Photo courtesy of Dumpling Go ahead and start now, but be sure to bookmark this post so you might easily return later. Well keep it updated as offers changes or expire....

February 26, 2021 · 2 min · 380 words · Christopher Nelson

20% of Homebuyers Might Not Get Past Step 1 Because of This Fixable Problem

Afree website called Credit Sesamemakes it super easy to check for issues and can help you raise your score. Youll also get free credit monitoring and ID protection, meaning no surprises when you start the homebuying process. It takes about 90 seconds to join the free service. And you dont need to put in your credit card meaning no sneaky subscriptions. 7 Ways to Make Money if You Hate People Do you avoid people too?...

February 25, 2021 · 1 min · 162 words · Anthony Torres

Here’s How Suze Orman Says to Protect Your Money Through the Pandemic

When it comes to the state of our finances, the pandemic has not affected us all equally. Personal finance expert Suze Orman describes it as creating a situation of haves and have-nots. Some people have actually prospered over the past year with lowered spending and the bonus of stimulus money. Others are barely keeping their heads above water after becoming unemployed and depleting their savings. Visionary Women is a Los Angeles-based women empowerment nonprofit....

February 25, 2021 · 2 min · 379 words · Heidi Huffman

Class of 2020, Here’s How You Can Claim Your $1,800 Stimulus Check

The first and second stimulus checks left a lot of college-age students disappointed. They also disappointed plenty of parents. The $500 and $600child stimulus creditswere only available for dependents 16 and younger. This post refers to the 2020 tax season. For the most up-to-date info, check out ourrecent tax articles. Thats IRS speak for: Youll get it as a tax refund. So how do you know if youre eligible? Probably not as good as youd like....

February 23, 2021 · 2 min · 244 words · Christopher Welch

Don’t Take The First Life Insurance Quote You Get. Use This Independent Tool To Get Covered For As Low As $7/Month

If you have people you care about protecting, you know you need life insurance. The answer may be because its a confusing and overwhelming process. And in the past, it was. Some people take the first one they find just to get it over with. Do you need term, whole life or something else? EverQuote will walk you through the process to find the right amount of coverage for you....

February 23, 2021 · 1 min · 129 words · Walter Campbell

If You Had a Baby in 2020, You Get a Sweet $1,100 Bundle of Stimulus Money

Why Do New Parents Get an Extra $1,100? Thesecond stimulus checkprovided families with $600 for each adult and dependent child 16 or younger. So between the two checks, parents generally got $1,100 per kid. This post refers to the 2020 tax season. For the most up-to-date info, check out ourrecent tax articles. Both checks were anadvance on a 2020 tax creditthat were processed using 2018 or 2019 returns. That just means youll get the extra moneyas a tax refund....

February 23, 2021 · 2 min · 229 words · Michael Taylor

Knack Tutors Are at Colleges Across the U.S. Here’s How the App Got Its Start

Knackis now used on more than 24 college campuses around the country. The colleges started paying Knack an annual fee and paying tutors an average of $15 an hour. Having fewer big payors proved better than taking a cut from thousands of individual tutors. Samyr Qureshi, co-founder of Knack app, was reminded of the importance of tutoring after his mother told him the story of hiring a tutor to help him learn English as a second language when he was a child....

February 23, 2021 · 3 min · 598 words · Anthony Richardson