Thats where Policygenius comes in.
What Is Policygenius?
Policygenius exists to make comparison shopping easier for you.
Policygenius has an extensive education library about insurance policies to help novice insurance shoppers like me.
The website platform is an independent insurance broker that is licensed in all 50 states and Washington, DC.
This Policygenius review focuses on these three core elements of the website.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
How Much Does Policygenius Cost?
Like other insurance comparison shopping sites, Policygenius is free.
Instead, the site makes a commission when you purchase coverage from an insurer through the site.
That means you might not see more affordable policies from some lesser-known insurance companies.
How Policygenius Works
Policygenius is fast and easy to use.
The information required and the processes vary depending on the jot down of insurance you are shopping for.
I just had no idea what I needed.
Thats why I loved Policygenius design.
What I found to be most helpful using Policygenius for life insurance was the life insurance calculator.
Just answer a few questions, and Policygenius will recommend ideal life insurance coverage for your needs.
Policygenius will spit out monthly estimates for average, good and best health.
With this information, Policygenius will find quotes for you.
If you are selected for FastTrack, you dont have to wait for an insurance agent to call.
Instead, you’re free to call immediately to begin the process.
At no point in this process was I shown any quotes.
I attempted multiple quotes for multiple scenarios, in multiple browsers, over multiple days.
Still, no quote.
Just a prompt to call for more information or wait to be called.
I can only guess that Policygenius updated its process since her review.
It makes sense that you might not immediately see quotes.
Shopping for Home Insurance with Policygenius
Shopping for home insurance using Policygenius is even easier.
Policygenius promises the process takes just three minutes.
My iPhone stopwatch clocked me in at a cool two minutes and 15 seconds.
Dont own a home?
Policygenius also offersrenters insurancepolicies.
With such limited information, Policygenius doesnt actually provide you with ready-made quotes.
Outside of insurance, Policygeniusprovides willsand trusts for as little as $120.
The site also features plenty of financial advice for taxes, retirement, mortgages, investing and more.
What We Like About Policygenius
Overall, I had a very positive experience with Policygenius.
Its got a comparable 4.7 stars out of 5 on Trustpilot based on 1,921 customer reviews.
Reviewers compliment Policygenius customer service, ease of use and transparency.
Its also a great place to actually start the process of shopping for life insurance.
Policygenius is known for its leading customer service, its easy-to-use platform and its online calculators.
If youre starting the purchasing process for life insurance, I highly recommend giving Policygenius a shot.
It sounds appealing right?
Check it out here!
