I once read some advice from a random person on the internet that concerns me.
Shocking, I know.
Youve got my attention.
No Interest Til Almost 2027?
But its not exactly what they see.
Lets find out why.
They keep track of your financial activity and produce reports that list your credit history.
They use the same information credit reports from the three major agencies but weigh various factors differently.
The latter cared about word count, while Jones only graded on the quality of your writing.
A 700 on one scale isnt the same as a 700 on the other.
Thats true, though the scales have become more similar in recent years.
When VantageScore first came along in 2006, its scale ran from 501 to 990.
How Do You Know When Youre Looking at the Right Credit Score?
So, you want to stay on top of your credit score.
But how do you know youre even looking at the right information?
Good news: you’ve got the option to still arm yourself with the best information available.
The free credit scores consumers get online are educational scores, Blair-Gamblian explains.
Just check that you understand what youre looking at.
Its also harder to get for free than your VantageScore, although its available from a few sources.
Dont be afraid to usefree credit score services just know what youre getting.
Dana Sitar ([email protected]) is a former branded content editor at The Penny Hoarder.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
