Maybe you like the idea of not having to worry about increasingcar repair costs.

Maybe you dont want the hassle of selling a used car down the road.

Heck, maybe you just like the idea of driving a shiny, new car every few years.

A woman stares into the distance while resting her head on her hand that’s on her steering wheel inside her car.

Upgrade your ride withdeals on gadgets and accessories for your car.

If youre willing to cut back in other areas to budget for an auto lease, thats your prerogative.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

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But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…

1.

The higher the mileage limit, the higher your monthly payment will be.

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And if you exceed your mileage limit?

Dont Miss:6 Companies That Send People Money When Theyre Asked Nicely

2.

Why shouldnt you do the same when youre about to make a much bigger purchase?

For example, Edmunds offers adealer ratings and reviews pagewhere you might read other customers experiences at area dealerships.

You cancheck local dealership inventory here.

If you visit a dealership when youre feeling off your game (hungry, sick, tired, etc.

Go when youre feeling rested and ready to handle the stress of negotiations.

And if your current cardoesbreak down or gets totaled in an accident, dont let the salesperson know.

Theyll use your motivation to their advantage.

If you have more wiggle room in your schedule, wait for holiday sales, if possible.

Memorial Day and Labor Day in particular are known for big discounts at dealerships.

TrueCarshows you what other customers have paid for similar cars at a dealership.

Unless its a test drive.

Meaning: Theyre ready to get rid of this car.

This gives the dealer leverage to zing you on other lease terms.

(Seethis diagram of the cash flow shell gameto see how this works.)

In fact, dont even mention leasing until you and the dealer agree on a price.

Once thats settled,thenyou can bring up financing options (which include leasing).

Kelly Gurnett is a former contributor to The Penny Hoarder.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?