Thats why we think you should call your credit card company and ask for a better rate pronto.
Were serious about this!
(Most credit cards have a variable rate.)
If you want to whip your finances into shape, start with improving your credit score. Here are10 moves to make your credit score soar.
Have you checked lately?
Suddenly our credit cards are bleeding us dry.
Heres how fast rates are rising.
Then, from 2018 to the start of 2022, it usually hovered around 14.5%.
You dont have to sit still for this.
Just take a little initiative and call your credit card provider.
7 Ways to Make Money if You Hate People
Do you avoid people too?
Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.
The phone number for customer service is right there on the back of your credit card.
You have nothing to lose!
Check yourcredit cards interest rate.
If you have more than one credit card, check all your cards.
If youre unhappy with your APR, ask for it to be lowered.
Do this for each of your cards.
A few things to keep in mind:
The worst thing they can do is say no.
Credit cards charge you higher interest than mortgages, car loans, personal loans or lines of credit.
Those interest payments add up.
We have a wholeguide for how to pay off credit card debt.
Here are three strategies to consider.
Remember, dont get stuck in the credit card trap.
Nowadays, swiping that plastic is pricier than ever.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code
