But have you heard the horror stories?

It all could have been avoided.

Because once youre dead, you cant go back and change it.

A family gather for a celebration. This story goes over money moves to do before you die.

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Here are five financial moves you should make this week to include in your will.

Your loved ones will be so thankful you did.

Chances are your checking account balance wont last forever.

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7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

We suggest a company likeBestow.

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Maybe youve considered this before, but thought it was only for rich or older people.

But were hearing that people are getting it for as little as $10 a month.

You dont even need to leave your house toget a free quotefrom Bestow it takes minutes.

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2.

Get Rid of Your Debt

If you have credit card debt,you know.

The truth is, your credit card company doesnt really care.

But a website calledAmOnewants to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

It takes two minutes tosee if you qualify for up to $50,000 online.

Cut Your Expenses to Avoid Future Debt

When was the last time you compared car insurance rates?

Chances are youre seriously overpaying with your current policy.

If its been more than six months since your last car insurance quote, you should look again.

Yep in just one minute you could save yourself $715 this year.

Thats some major cash back in your pocket.

You know their families wont have any problems financially, at least when they die.

Thats why a lot of people use the appStash.

When these companies profit, so can you.

Some companies even send you a check every quarter for your share of the profits, called dividends.

Subscription plans start at $1 a month.

**

5.

Its easily remedied by getting a life insurance policy.

Maybe youre thinking:This is going to be a painful, drawn-out process.

But a life-insurance search engine calledLeapLifemakes it easy.

And dont worry about forking over a ton of money.

(But every year you wait, this gets more expensive.)

Justanswer a couple of quick questionsto get started.

*For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

The Penny Hoarder is a Paid Affiliate/partner of Stash.

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.

Bestow Life Insurance products may not be available in all states.

Policy limitations or restrictions may apply.

Not available in New York.

Our software asks lifestyle and health questions to determine eligibility so you can avoid requiring a medical exam.

Rates will vary based on underwriting review.

It sounds appealing right?

Check it out here!