What can you do about that?
Maybe you stayed home to raise children.
Thats a big job for sure, but an unpaid one.
Want to work part-time from home? More and more companies are offeringwork from home opportunities.
What kind of job can you get after age 50 that will build up your credits?
The simple answer is any job where the employer pays Social Security taxes and we have suggestions.
No Interest Til Almost 2027?
(You could also work part-time over a number of years and earn enough credits.)
Social Security taxes are taken out of your salary to fund the Social Security program.
You must have 40 credits to qualify for Social Security benefits when you reach 62 years of age.
Go tossa.govto find out how many credits you already have in the system.
Youll need to set up an account first.
However, most every other job that takes taxes out of your paycheck is paying into Social Security.
So, the key to earning Social Security benefits is to get a job.
What if I Have Been Self-Employed?
Self-employed people (freelancers, gig workers, contractors, etc.)
earn Social Security credits at the same rate as others, up to the four credits per year.
Here are some possibilities from our list ofpart-time jobs for retireesthat will work for anyone.
Spouses and ex-spouses generally are eligible for up to half of the spouses entitlement.
Widows and widowers can receive up to 100%.
There is no way to make up for lost time with the Social Security program.
If you have accrued enough credits, you will not be denied benefits except under some circumstances.
However, you still may qualify to receive benefits after a qualifying spouses death.
Kent McDill is a veteran journalist who has specialized in personal finance topics since 2013.
He is a contributor to The Penny Hoarder.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
