Banks are not the most popular businesses in the world these days.
Thats putting it kindly.
Think of your last interaction with a big bank.
I tend to avoid them whenever possible.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
Why Bank Online?
Lee Best opened a spending and savings account withChimeon a co-workers recommendation.
I have been highly satisfied ever since!
Is Your Money Safe in an Online Banking Account?
Chime issues a Visa debit card, which offers protection against unauthorized transactions.
The move is already paying off.
Luckily, he was able to step in and cover the cost with his Chime card.
Heres why they say it works better for them than their old (more well-known) institutions.
In nine months, hes saved $800 this way.
He also recently activatedChimes option to stick 10% of every paycheck into savings.
Hes already stashed $450 from three paychecks.
He and his boyfriend Thomas will use the savings for a move to Seattle.
Its just so hot down here, he said of his current home in Houston, Texas.
I want to move up north.
Demeny and Thomas visited Seattle two years ago and fell in love with the Pacific Northwest.
They look forward to calling the area home eventually.
Thomas had reservations about using an online-only bank account.
Who would he go to with questions?
With Wells Fargo, it was, like, two or three days.
Chime reps are always professional, polite and knowledgeable he said.
Demenys enthusiasm for the company is simple.
The people working for Chime just seem happier, like they like their jobs more.
I receive mine Wednesdays; they get theirs on Thursdays.
Demeny gets his paycheck two days ahead of his co-workers on Wednesday instead of Friday.
Unlike most financial institutions, Chimedoesnt wait to give you access to your moneyuntil your pay date.
I can set up my plans accordingly without overspending.
ATMs are fee-free at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
I dont feel like Im upselling a product,he said.
I feel like Im talking very happily about something, because I feel for it.
It is a lovely bank [account].
Lucky for him, Demeny can get paid for those he happily converts.
Do Your Banking From Anywhere
The app is user friendly and convenient, Best said.
Demeny echoed that sentiment, mentioning several times how easy the Chime app is to use.
you could also link an existing bank account and transfer money back and forth with theChime app.
Dana Sitar is a writer and editor at The Penny Hoarder.
Say hi and tell her a good joke on Twitter @danasitar.
Chime is a financial technology company, not a bank.
Banking services and debit card provided by The Bancorp Bank N.A.
or Stride Bank, N.A.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
