If youve read a bunch about budgeting but still feel lost, youve come to the right place.

Not all budgeting methods are created equal.

Which Budgeting Method Is Right for You?

A young couple go over their finances with their baby on their lap.

Want to learn more about the budgeting methods recommended in our quiz? Read up on the pros and cons of9 popular budgeting methods.

As with most things in life, budgeting is not a one-size-fits-all situation.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

Article image

But what if your car breaks down, or you have a sudden medical bill?

What Is Your Current Financial Situation?

How Do You Feel About Spreadsheets and Tracking Expenses?

Article image

Describe Your Approach to Discretionary (Nonessential) Spending.

Whats Your Approach to Saving Either for an Emergency or Retirement?

On a Monthly Basis, How Many of Your Expenses Are Variable?

Your Best Budgeting Method

Congrats!

Youre on the way to finding the right budgeting approach to fit your life.

Take a look at which option you chose most often in the questions above.

Then reference the guide below to find your best budgeting match.

Learn bones budgetingandzero-based budgeting.

Learn budgetingand thehalf payment method.

Learn -based budgetingandkakeibo.

Learn /30/20 budgetingand the60% solution.

you’re able to budget just fine with pen, paper, and a simple calculator.

Learn budgeting.

Kaz Weida is a senior writer with The Penny Hoarder.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…