(The transaction went something like this: Hello, good sir!
Id like to buy that beautiful car over there.
Needless to say, it was only a matter of time before my financial bubble popped.
I dont know, maybe thats true.
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So what have I learned from declaring bankruptcy, you ask?Plenty.
To cut down on expenses, I was fortunate enough to move home with my grandmother.
By moving home, I was able tosave a lot moreof my higher income.
Like, sit-in-the-grocery-store-parking-lot-counting-change-to-buy-bologna poor.
I put extra money into my car payment and pretend I dont see my paycheck hit the bank.
When my weekly allotment runs out, thats it game over until next week.
Sometimes I have to turn down invites to go out, but Im upfront about it.
Theres no looking back when you make this decision just go.
I did a lot of research online about what to pay off first.
You have to decide which of the debt payoff methods works best for you.
I took care of my high-interest credit card first.
Finally, Im working on my student loans which Iveconsolidatedas much as possible.
This month, I will pay off my first two loans that didnt make it into the consolidation.
Be Realistic and Take Responsibility
No one set of rules is applicable to every person.
Were all different; we all have levels of debt and risk that were comfortable with.
I want it gone more than anything else.
), an apartment without a roommate, clothes, cable and trips to the city for entertainment.
I will never again endure that self-inflicted torture.
I trust myself and know I will free myself of this debt before too long.
I got myself into this mess, and Im the only one that can get myself out of it.
Her name has been changed for this story.
It sounds appealing right?
Check it out here!
