When it comes to saving for retirement, it seems like no ones prepared.

Pretty much every report saysretirementfundsarefallingshort.

I cant imagine the benefit of maxing out my retirement accounts to the full 401k and IRA maximums.

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Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Go ahead and start now, but be sure to bookmark this post so you could easily return later.

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Well keep it updated as offers changes or expire.

When my father was your age, he made $150k per year.

Today, he is unemployed and broke, wrote palsh7.

The other reason we love this thread so much?

It shows people are taking strides toward becoming money-conscious.

And we love that this guy is maxing out his contributions.

Hopefully, he sticks with it!

Oh, by the way did you know Reddit is a great resource for financial information?

If not, check out 31 ofthe best subredditsfor Penny Hoarders.

Kelly Smith is a junior writer and engagement specialist at The Penny Hoarder.

Catch her on Twitter at @keywordkelly.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…