But just as people have different spending personalities, there are different budgeting personalities, too.
And that means many popular budgeting styles arent for everyone.
If you have irregular income or fixed expenses, azero-based budgetcan be complicated.
If youre not good at tracking all your expenses, the50/20/30 budgetmight be too restrictive.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
it’s possible for you to adjust the percentage to work for you and your financial goals.
What About the Other 40%?
Jenkins divides the last 40% into 10% increments.
That equates to $1,680 for committed expenses and $280 toward each saving and fun category.
So whatever your budget, remember youre in control of whether you spend within it.
Jen Smith is a staff writer at The Penny Hoarder.
She gives money-saving and debt payoff tips on Instagram at @savingwithspunk.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code