Our time is valuable.

Thats why were willing to pay for fast and reliable delivery.

Amazon Prime has dominated the online shopping space for well over a decade.

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Retail giant Walmart introduced a competing service, Walmart Plus, in 2020.

But we all know that youre paying for the convenience of either.

It could help cover the cost of one or both memberships.

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Up to 180,000 items are available for free shipping and not just groceries.

Eligible items include select tech products, toys, clothing and more.

Grocery delivery service is based upon availability in your area.

Free same-day grocery delivery is also based upon demand in your area.

Theres no mark-up on items with Walmart Plus grocery delivery.

Youre getting the same low prices youd see shopping in-person at Walmart stores.

Is this an attempt to compete with Amazon Prime Video?

But it does make it appealing if you want tocut costs for your multiple streaming services.

That gives you access to over 45,000 TV episodes, movies, original content and live sports.

If you want ad-free streaming, youll have to pay extra to upgrade to a Paramount+SHOWTIME plan.

Swipe Like a Millionaire No Gold Card Required

Ever wondered how millionaires get to be… millionaires?

So we looked into it.

What we found aresimple, millionaire-approved tipsthat anyone can use to manage their money.

Youll also get member prices at Sams Club fuel stations without needing a Sams Club membership.

Its a streamlined, contact-free experience no cashier required.

Other perks of Walmart Plus include early access to sales, exclusive deals, game-console releases and prescription discounts.

you could even explore options for earning cash back for qualifying travel purchases made through the Walmart+Travel platform.

Chances are you already know a thing or two about this service.

It costs $139 per year or $14.99 a month.

Its pricier than Walmart Plus, but you get a great deal of benefits with this membership.

Depending on availability, you could have your packages delivered directly into your garage.

Is Your Paycheck Not Going As Far As It Used To?

We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up.

When money is tight,these resourceswill help nearly everyone.

However, Amazon did recently launch a new line of budget-friendly food called Amazon Saver.

Most items will be under $5.

Want to dine out but stay in?

Prime members get a free Grubhub+ membership, which means free delivery from your favorite local restaurants.

Members get unlimited photo storage, too, and another 5GB of video storage with Amazon Photos.

you’re free to return what you dont want and are only charged for what you keep.

Similar to Walmarts membership program, Amazon Prime members can also benefit from prescription savings.

Students and low-income individuals receiving government assistance can get a discounted Amazon Prime subscription.

A student membership costs $7.49 a month.

Individuals on government assistance can get a Prime membership for $6.99 a month.

And frequent Walmart shoppers can save time at checkout with the Scan and Go option at their local store.

The right subscription service for you will ultimately come down to your individual preferences and needs.

Fortunately, both Amazon Prime and Walmart Plus offer 30-day free trials.

Test out each service for yourself to determine which membership program is right for you.

More from The Penny Hoarder:

Can You Survive 10 Days of Budgeting?

If you oughta wrangle your budget, it may be time to consider a savings challenge.

Nicole Dow is a former senior writer at The Penny Hoarder.

Rachel Christian, a senior writer for The Penny Hoarder, and freelancer Adam Palasciano contributed to this story.