In the beginning of October, American Airlines and United Airlines announced mass layoffs were imminent.

American said 19,000 jobs would be eliminated; United estimated 13,000.

Disney Parks announced it is laying off 28,000 people more than a quarter of its total workforce.

A woman leans against a glass wall looking upset. This photo illustrates the headline: try not panic. here’s what to do if you lose your job.

Apply For Unemployment Insurance

First things first: Get your unemployment insurance handled.

It can be weeks or longer before it takes effect, so the sooner you apply, the better.

Each state has different requirements, so check theU.S.

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Department of Labors website to see how to get started where you live.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

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But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…

2.

Use awebsite called EverQuoteto see all your options at once.

Take a couple of minutes toanswer some questionsabout yourself and your driving record.

With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

Walmart, FedEx, Kohls, Gap and more are hiring hundreds of thousands of workers.

Target alone has 130,000 seasonal openings.

Amazon has 100,000 permanent openings to fill.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…