At this point, weve all heard the statistics.
About 12% said they simply would be unable to pay it.
But what about this year?
Here are a few options that could help you avoid sinking deeper into debt.
You could negotiate things like the option to delay payments or lower your monthly minimums.
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If you refinance these with a personal loan, your interest rates could drop a whole lot lower.
If youre not sure where to start, a website calledAmOnewants to help.
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The benefit?
Youll be left with one bill to pay each month.
Plus: No credit card payment this month.
AmOne wont make you stand in line or call your bank, either.
And if youre worried you wont qualify, its free tocheck online.
It takes just two minutes, and it could help you pay off your debt years faster.
The 50/30/20 method is probably the least intimidating way to start.
you could also use this method to help build an emergency fund for the next unforeseen expense.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code
