Parents of disabled children often incur enormous costs just to provide a healthy life for their child.

She achieves this by running in-person workshops teaching people to secure the funding in the same way she did.

And today, shes sharing those secrets with us.

Children frolic outside.

Have an ACCESS card? Here areseven ways to savewith it.

Read on to learn how you could get grant money to help cover disability expenses.

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you could start by looking for grants based on your child or family members disability.

Brundidge stresses that while her children are autistic, there are grants out there for every disability.

For example, you could search for grants for autistic kids in Florida or cerebral palsy grants in NYC.

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Less competition equals higher odds that youll actually be awarded the money.

you could also look to any membership organizations you may belong to.

Some grants will be specific to who you are, Brundidge said.

Sometimes its just a community organization.

Its got nothing to do with kids who have autism, but they still issue grants.

Youve just got to get creative.

Before you hand it over, see to it the organization is legit and that theyre still offering grants.

Brundidge suggests doing whats known in the security space as out-of-band authentication.

It essentially means you do your own two-factor authentication.

Just because the business has a website doesnt mean theyre a legit business.

So if they have a phone number listed, call it.

If they have a customer service email, shoot them a message.

If they dont have any additional contact information listed, do more research before submitting an app.

Because thats a red flag.

The second step Brundidge recommends is Googling the company and then selecting the News option for results.

If there are any negative news stories related to the company, theyre likely to end up here.

Finally, Brundidge suggests checking the dates of the last grant awardee.

Just talk in your true, authentic voice, Brundidge said.

Talk in a way that you would talk to your friend.

Its easy to turn down paperwork, Brundidge said.

Its hard to turn down a child.

That $200,000 Brundidge has been awarded for her children?

She worked hard to earn it.

Each week she rinsed and repeated.

This is not for the faint of heart, says Brudidge.

Because grant moneys not falling out the sky.

Youve got to go get it.

She is a regular contributor to The Penny Hoarder.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…