But a website calledAmOnewants to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

A woman walks in New York while smiling at her phone.

How It Works

Take, for example, Katherine, who faced $12,000 in credit-card debt.

The 15.24% interest rate.

By refinancing with a 5%-interest, seven-year personal loan, she saved $12,000 in interest.

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Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

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Ask one of these companies to help… (Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…