Defendants prey on consumers who are seeking comprehensive health insurance, the Federal Trade Commissionwrote in the suit.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

A man and woman completes health insurance paperwork together at a desk.

But what if your car breaks down, or you have a sudden medical bill?

PPOs are health insurance plans that contract with medical professionals to provide care to policyholders at a reduced rate.

How to Avoid Falling for Health Insurance Scams

So, how can you protect yourself?

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If you suspect a health-insurance scam, call the Federal Trade Commission at 877-382-4357 oremail the agency.

Susan Jacobson is an editor at The Penny Hoarder.

She also writes about health and wellness.

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