Take it from us: Your credit score is more important than you think it is.

Your credit score is a three-digit number ranging from 300 to 850.

Landlords and potential employers look at your score, too.

A man looks shocked as he looks at his phone.

So whats your score, and how can you raise it?

It also gives you insights on the major factors that contribute to your credit score.

No Interest Til Almost 2027?

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Balance Transfer = Credit Card Cheat Code

This free money management app does more than that, though.

Once you link your accounts to it, it tracks all of your money, all in one place.

If you want, the spending tracker will help you set monthly spending targets.

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More than half a million people are already using Credit Insights by SoFi.

SoFi members can also talk one-on-one with a financial planner for free.

This financial advisor can give you advice and help you set goals.

Did you know?

No minimum balance is required.

Free consultations with a financial advisor.

Loans at some of the lowest rates around.

Different ways to invest.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

You better believe he keeps tabs on what his credit score is doing.

  • The Penny Hoarder is a Paid Affiliate/partner of SoFi.