Let me back up a bit and explain.
I was married to an incredible guy.
Our families lived nearby (but not too close).
Our northern New Mexico mountain community was beyond perfect for us.
The cost of living was a bit high, but we lived well within our means.
We loved the intimacy of a cultured, small town with the amenities of the city not far away.
We had a supportive and wonderful church family.
My husband had a government job that paid nearly $90,000.
I liked to think we were pretty good with our money.
We had no car payments orcredit card debt.
We had a mortgage on a modest, older home.
Our 401(k) was kicking butt and taking names.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
The one hitch in our financial situation was my husbands $100,000 instudent loan debt.
The monthly loan payments were almost as much as our mortgage payments!
But since we were able to cover it all with our income, it was acceptable.
I was thankful for the life we lived, and never took it for granted.
My knee-jerk reaction was, NO WAY!
I couldnt think about putting a price on the life we lived.
I was distraught at the thought of losing it.
But over time, he was beginning to see how it could affect our future.
At some point, I pulled up my big-girl pants and started looking at everything like a businessperson.
Slowly, I realized we had to take the offer.
I had hoped after this much time, wed have grown to like it more… but we havent.
Its still ugly as sin.
Theres still nothing to do.
The schools are still rubbish.
I dont cry daily like I used to, but it still occasionally happens.
Its not that Im a weakling and cant handle life.
Its thatIve lost the ability to do the things that used to help me deal with stress.
And at the worst possible time.
So when I feel overwhelmed, I remind myself that this chapter of life is temporary.
I constantly tell myself two things:
It will be WORTH it.
Despite our discontent, the plan is working!
We could probably be out of here faster if we went allDave-Ramsey-Wildon our debt.
So we bought a decent house in a nice neighborhood but still spentfarless than what we were approved for.
We just need something to look forward to.
Well keep doing this.
Your Turn: Have you ever made a big sacrifice to help you reach your financial goals faster?
Maggie Moore prefers the term trophy-wife-on-kid-duty over stay-at-home mom.
She loves the outdoors, including skiing, hiking and camping.
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Balance Transfer = Credit Card Cheat Code
