We all know this.

With most transactions being digital, itshardto keep track of how we spend our invisible money.

And its definitely the last thing we want to think about while were trying to enjoy our lives.

coins out of a cell phone held by AI

Thats why its so important to find a system that makes tracking your spending easy.

Cleo also offers a credit-building card* that helps you build credit when you have none.

And the best part?

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Theres no interest or credit checks involved.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

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But what if your car breaks down, or you have a sudden medical bill?

Shell also roast you when youre overspending, and shell hype you up when youre reaching your goals.

And with Cleo, reaching your savings goals is actually kind of fun.

Or you’re able to just have her fine you every time you spend more money at McDonalds.

Whatever saving technique you choose, shell automatically transfer that money into your savings account each week.

All you have to do is sit back and watch your savings grow.

First-time users could get between $10 and $70.

This $5.99 a month service is called Cleo Plus**.

Build Your Credit History

Cleo offers a credit-building card thats specifically designed to help build your credit.

Theres no interest, and you dont need a credit check to qualify.

you’ve got the option to only spend as much as you put in ahead of time.

And Cleo reports your payment history to credit bureaus.

This $14.99 a month service is called Cleo Builder.

It includes access toallof Cleos services, plus 24/7 VIP customer support.

So, its very safe.

And unlike other free cash advance companies, Cleo doesnt sell your data to credit companies.

Cleo makes money, instead, by charging for subscription services.

*Cash/Salary Advance and Cashback Rewards are features of the Cleo Builder Subscription and not the Credit Builder Card.

This feature is only available to holders of the Credit Builder Card.

Advance amounts will vary based on eligibility.

To learn more about eligibility, repayment, and overall terms, kindly visit:meetcleo.com/terms.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…