Maybe you lost your job, your paycheck hasnt cleared, or you faced an unexpected account-drainer this month.

Sometimes you just forget to plan ahead.

But if your landlord isnt very forgiving, they can stick you with some serious late fees.

A couple hug while they look out the window in their rented apartment.

Thats perfectly good money you could actually put toward the rent.

The truth is, this happens to more of us than you might think.

In fact,$5 billionin late fees are going into our landlords pockets every year.

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Finding a way out of this mess can feel impossible.

What you might not know is a company calledFlexcan get you out of paying these late fees.

It would really soften that monthly blow to your bank account.

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Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…

Flexcan make that happen.

Goodbye forever, late fees!

Itll even help you save up for future payments, so you’re free to skip a month.

(Imagine not having to think about rent for an entire month?!)

Did you know?

Many times, youre forced to choose between $35 overdraft fees or a high-cost payday loan.

It only takes a few minutes tosee if you qualify.

Kari Faber ([email protected]) is a staff writer at The Penny Hoarder.

Shes guilty of forgetting to pay rent on the first once or twice.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?