Because thats a lot of money!

You feel like it would take a million years to save that much.

News flash: You dont necessarilyhaveto put money down.

A family bake in their kitchen.

In fact, you might be able to buy a house with no down payment at all.

A mortgage lender named NASB knows how.

North American Savings Bankspecializes in helping families buy homes.

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The advantages of putting no money down?

First, you wont have to dip into your savings.

If your score is lower than that between 500 and 579 youll have to put 10% down.

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Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Well keep it updated as offers changes or expire.

Special Circumstances?

NASB is more flexible than other lenders.

That way, you have a better chance of qualifying for a mortgage.

But its also innovative enough to have been one of the first banks to start doing mortgages online.

You may not have to put any money down at all.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

He makes a mortgage payment every single month.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…