Because its New York City, a three-night hotel reservation totaled $950.

How much cash back do you think Hubbard scored?

Something like $10?

headshot of margaret hubbard

Maybe even a hearty 5%?

Nope.Hubbardscored $440 backon that hotel reservation, cutting the expense nearly in half.

Oh My Gosh!

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The free cash-back app is calledDosh.

Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

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Go ahead and start now, but be sure to bookmark this post so you could easily return later.

Well keep it updated as offers changes or expire.

Shed been hearing buzz about Dosh since before its conception.

I definitely wanted to try it out, she says.

So she joined a private group of beta testers in May.

Signing upwas easy, Hubbard remembers.

(I can vouch for that; it took me about two minutes.)

At that point, the Dosh app started doing its auto-magic thing.

it’s possible for you to score money by shopping big-name retailers (both in-store and online).

you’re able to also earn cash back at local favorites like coffee shops, breweries and restaurants.

Just go about your day.

Once you hit $15, you’re able to cash out.

(Note: You cant use Dosh in conjunction with Swagbucks, another cash-back platform.)

(I think I audibly gasped into the phone.)

For example, Hubbard travels a lot for business.

She has clients located in California and Texas.

Instead of booking her hotels online, shell open Dosh and select Travel.

She uses it just like shed use Hotels.com or any other other hotel-booking site.

Shes compared prices on Dosh to those discount sites, and reports theyre about the same.

The easiest part is she can sort her search by most cash back or Price: Low to High.

(Plus, you banka $25 bonuswhen you book your first hotel stay through Dosh.)

Hubbard uses the app when she shops, too.

She can search cash-back opportunities by location or category.

One of her go-to clothing retailers is Forever 21.

She receives 5% cash back on those purchases with Dosh.

Finally, Hubbard alsoearns cash backon coffee runs and at restaurants.

Its actually one of her favorite parts about the app the discovery aspect of it, she says.

Like the other day, when she wanted to find a different environment to work in.

This happened once in New York City.

They stopped at a diner and filled up on breakfast.

Hubbard paid her portion of the tab, then her boyfriend paid.

Shed received cash back on her meal.

Its those little things that are really exciting, she says.

Carson Kohler (@CarsonKohler) is a junior writer at The Penny Hoarder.

Shes a little peeved right now, because she booked a hotel room for a wedding before downloading Dosh.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…