Believe it or not, most of them deal with the same day-to-day hassles you do.

They have to find time to eat and sleep.

They continuously search for work.

An illustration of an actor and a car on a stage.

Getty Images; Illustration, Sherman Zent/The Penny Hoarder

And, just like the rest of us, they have to pay bills.

I work in an industry where, when youre not working, youre not getting paid, says Gerdes.

I dont know when Ill have another job.

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Is finding cheap auto insurance with great coverage like looking for Harrison Fords chops on a B-list budget?

Simply be the best fit for the part.

Probably not as good as youd like.

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It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

In other words, Gerdes was supposed to pay more because of factors beyond his control.

I thought, This is absurd, he says.

I went to all the sites.

All he wanted was the same insurance coverage without the ridiculous cost.

That stacks up to $1,128 back in Gerdes pocket over a year.

The company avoids wasteful spending on its end, so its customers can pay less for coverage.

It was really easy, he says.

You go to the website, and you could sign up right away.

I was like, Whoa, I just signed up for new insurance.

I can just use Uber and not put gas in someone elses car.

Until then, it feels like youre throwing money away.

He needs to keep an eye on his bills, because paydays are not always consistent.

That savings makes a huge difference in paying my other bills, he says.

Its a sense of security for me.

Catch him on Twitter at @Tyomoth.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?