If you have credit card debt,you know.
The high interest rates, the constant anxiety, the feeling youll never escape…
But todays the day thats all going to change.
Its just getting rich by ripping you off with high interest rates some up to 36%.
But a website calledAmOnewants to help.
Youll be left with one bill to pay each month.
Plus: No credit card payment this month.
Which of your credit cards has a balance?
Carries the highest interest rate?
Has the highest minimum monthly payment?
Thats where a free website likeCredit Sesamecan help.
It takes 90 seconds to sign up and access your free credit score.
Itll even break down the interest rates and minimum monthly payments.
Armed with this intel, youll be able to more easily devise your payoff plan.
Or maybe you prefer the debt snowball method, where you start with the smallest balances first.
And, hey, itll be kind of fun watching your credit score react to all your hard work!
It takes just 90 seconds toget started with Credit Sesame.
But this one actually gives you the chance to win up to $83 every time you play.
And no, this isnt one of those spammy apps.
There arent even any annoying ads.
Days 4-5: Build a Sustainable Budget
Now its time to build yourself a budget.
Were giving you two days for this because we get it: This can be overwhelming.
Plus, it doesnt have to bethatdifficult.
We suggest using the 50/20/30 budgeting method.
Its easy and offers a lot of flexibility.
Then any additional efforts will get wrapped into the money goals category.
If youre struggling to make your expenses fit perfectly into each category, feel free to adjust the proportions.
It could earn you up to $40 a month.
Completing just three surveys a day can earn you as much as $40 a month.
More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot.
Give it a try byvisiting Survey Junkieand clicking the Join Now button.
But dont waste your time hopping around to different insurance companies looking for a better deal.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
Day 8: Get Paid Every Time You Buy Toilet Paper
Grocery shopping was never exactly pleasant.
But these days, its a downright struggle.
Fighting crowds; keeping six feet of space just buying toilet paper is a feat.
Shouldnt you have something to show for it?
Now its time to really pour fuel on this fire by committing to a week of no spending.
That means you wont spend any money on nonessentials this next week.
Yes, this will be difficult, and you will face temptations.
She committed to a No Spend November, to help tame some of her holiday spending.
When Cattanach finished her challenge, she saved more than $600.
Not bad, right?
Thats exactly what thisfree servicedoes.
Lets say youre shopping for a new TV, and you assume youve found the best price.
Heres when youll get a pop up letting you know if that exact TV is available elsewhere for cheaper.
If there are any available coupon codes, theyll also automatically be applied to your order.
In the last year, this has saved people $160 million.
you might get started in just a few clicks tosee if youre overpaying online.
Want to see if you could win money at it?
A free app calledSolitaire Cashlets you play for real money up to $83 per win.
For each game of Solitaire, youll compete against at least five other players.
Everyone gets the same deck, so its all about skill.
The top three players can win real money.
you’re able to play free practice games or enter tournaments for as little as $1.
And no, this isnt one of those spammy apps.
There arent even any annoying ads.
Want to see how much you could win?
Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.
Shes rooting for you!
*Capital One Shopping compensates us when you get the extension using the links provided.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code