In 1752, he organized a small group of property owners to band together and buy fire insurance.

Nocontracts or membershipsare required when a few people band together and combine funds to purchase shared properties.

Is Your Paycheck Not Going As Far As It Used To?

Two women stand in front of a home with a pressure washer

Deann Coop (left) and her cousin, Dena McKenna, purchased a power washer to save money in the long term. Chris Zuppa/The Penny Hoarder

We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up.

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Each one tallies 45 miles a week and averages two marathons a year.

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Ideally, wed use them once a week, Dyer said.

Wed have a 30-minute session for $30.

So we will have it and pass it around as we need it on a regular rotation.

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Jigsaw Puzzles that Cost … HOW Much?

They include individual pieces cut in whimsical shapes such as a palm tree, dancer or long-tailed cat.

Several pieces make up their own shape that then fits into the overall puzzle.

Its like a puzzle within a puzzle.

We became addicted, said Susan Jackson, who hosted the friends weekend.

Each one has puzzles within the puzzle.

I could never go back to doing regular cardboard puzzles now.

They quickly bought about a dozen from Colorado-based Libertys website then found used puzzles on eBay.

Libertys inventory dwindled as workers were sent home and the price of puzzles escalated on eBay.

One of the puzzles we bought for $100 ended up selling for ebay for $1,500.

We couldnt believe it, Jackson said.

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So we have joint custody of a pressure washer, Coop laughed.

Its not like we ever have to use it at the same time.

She finds herself pressure washing more often, and thinks her home is in better condition and looks tidier.

Its so satisfying when you have really dirty sidewalks or stains from flowering plants, she said.

Its the one chore I love doing.

So the crime-solving game Hunt a Killer made for a great Christmas gift.

Its kind of like solving an escape room or cold case.

While crime doesnt pay, its also not cheap.

Hunt a Killer costs $180.

Now were passing along the boxes to other people in the family.

Can You Survive 10 Days of Budgeting?

If you gotta wrangle your budget, it may be time to consider a savings challenge.