Youve got the necessities: food, water and shelter.
Now answer: What luxuries can you not live without?
Were all Penny Hoarders here, but we certainly indulge.
Thermosoft International Corporation, a floor-heating service (ironic?
),polled 1,000 Americansto find out what they cant live without.
The Internet
You could argue the internet is an essential, but this poll deems it a luxury.
The average cost for internet is $600 a year, or $50 per month.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
Penny Hoarder tip:Try relying on your smartphone.
Inspired, one writertried it.
This will depend on your situation and your cell phone provider but think about it.
If you cant live without the internet at home, simplytry asking for a discount.
Or, a free app called Trim will actuallynegotiate your internet bill downfor you.
Smartphones
Were not surprised here.
Did you know?
(We compared a bunch of reselling sites.)
Cell phone service can be just as expensive, too.
We recently wrote about a low-cost provider calledTwigby.
Pets are expensive but so worth it.
Penny Hoarder tip: Some of the largest pet expenses are vet bills.
Thats where pet insurance proves handy.
For a monthly fee, you could avoid sinking into debt over an emergency bill, which is nice.
We compareda few pet insurance companies and found that two of our favorites werePetsBestandPetPlan.
And saving on these proves difficult.
Penny Hoarder tip:Shop around for used appliances.
Last year, Penny Hoarder Kimberly Marney was able to buy three top-of-the-line appliances for $700.
She sharedher tipson how you could get the best prices for these non negotiables, too.
A Nice Mattress
Sleep is important, right?
Plus, theres no feeling more satisfying than sleeping diagonally across the bed.
However, mattresses are pricy.
(Except Earny takes 25% commission.)
All you have to do isconnect your email address.
Domestic Travel
The average price tag on domestic travel for these respondents was $581.
Thats for one vacation per year.
If you want to take more?
Well, thats a big expense.
Penny Hoarder tip: There are several easy ways tosave money on travel.
Here are a few of our favorites:
7.
Its not hard to rack up your bill if you want decent products.
Here arenine money-saving strategiesfor Sephora shoppers.
Then check out theseeight ways to saveat Ulta.
Other luxuries that folks dont want to give up includeeating out,buying organic produceandsubscribing to Amazon Prime.
Carson Kohler (@CarsonKohler) is a junior writer at The Penny Hoarder.
Luxuries she couldnt give up include her cat, gym membership and manicures.
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