Remember the $1,200 federal stimulus check you got a few months ago?
Wasnt that a lifesaver?
Wouldnt another one of those be nice right now?
Negotiate to Stay in Your Home
If you cant afford housing, dont panic.
Look at your options instead.
Are you a homeowner?
No Interest Til Almost 2027?
Are you a renter?
Renters should also check with their local housing agencies about relief programs.
But you dont have to.
A free website calledSavvywill help you find the best rates in just 30 seconds.
In fact, it saves people an average of $826 a year.
Itll even help you cancel your old policy and get you a refund from your current insurer.
Best yet: This is totally free.
Talk to Your Credit Card Companies
Ask your credit card company about hardship programs.
Many credit card issuers are offering relief on a case-by-case basis.
Those options can include:
4.
Groceries are a huge part of everyones budget these days, so theyre a big target for savings.
Try preparing for the week ahead with somemeal planning.
This goes beyond just making a shopping list.
It also prevents you from spending extra cash on emergency lunches or late-night takeout.
First, figure out how many meals youre responsible for making every week.
If its just you, your answer might be 21: seven breakfasts, lunches and dinners.
Now figure out how much food youll need to buy to make it until your next grocery trip.
Stocking up on sale items also helps you freeze meals for the future.
Get Your Unemployment Benefits Extended
Still out of work?
Your statesUnemployment Insurance benefitsmay be expiring soon if you were approved at the start of the pandemic.
Here are two important things you better know: One, extensions are available.
But, two, theyre not automatic.
If youve been denied unemployment benefits, you may want to apply again.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
