Its holiday singalong time at The Penny Hoarder!
Sing along with us, now.
Oh, are those not the lyrics you learned when you were a wee child?
You were expecting a partridge in a pear tree, perhaps?
What would a partridge be doing loitering in a pear tree, I ask you?
This aint your mommas Twelve Days of Christmas, man.
This is the Twelve Days of Fixmas.
As in, these holiday financial tips are gonna (hopefully) fix up your bank account.
Consider it a holiday gift to yourself.
Maybe set an alarm on your phone or something.
Then do that one thing.
Then carry on with your holidays.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
Once this song is over, youll be so much better off, financially we hope.
Lets do the whole song all at once.
Cmon, we know you know the melody.
Four Ubers driving,
Three French breads,
Two cable bills,
And tips from Credit Sesame!
Yay, we did it!
OK, lets catch our breath.
Lets go back over those, one day at a time.
Twelve Items Let Go
Out with the old, in with the new.
Scan the barcode with your phone, and Decluttr will make you an offer.
Use FREE5 at checkout and youll get an extra $5 for your trades.
it’s possible for you to also sell nearly anything through theLetgoapp.
Just snap a photo of your item and set up a listing in about 30 seconds.
Eleven Dollars Saved Up
Give yourself a long-term gift.Open a micro-investing account withAcorns.
you’re able to also set it up so it doesnt round up every single purchase.
When yousign up, you get a free $10 to start investing.
so you can best cater to customers, it needs you to answer somesurvey questions.
This takes less than 10 minutes, with fewer than 50 questions.In return, youll pocket $25.
Isnt that what the holidays are all about?
Other than that whole peace-on-earth-goodwill-to-men thing, I mean.
Then it takes advantage of retailer and credit-card company price-protection policies to negotiate money back on your behalf.
Eight Scratch-Off Tickets
On the eighth day of Fixmas, check out a free app calledLucktastic.
Each day, it releases a new assortment of digital scratch-off tickets.
Instant wins range from $1 to $10,000.
you might also earn tokens, enter contests and play games.
The app isfree to download and play.
Seven Online Shoppers
Its time for more shopping to get you in the holiday spirit!
Download the app and sign up.
Securely connect a debit or credit card.
Watch the cash-back roll in.
Six Retirement Accounts
Once again, time to give yourself a long-term gift.
Youve probably heard thatAmericans arent saving enough for retirement.
Not sure how your savings stack up?
Itll tell you how much to start saving to stay on track toward a decent retirement.
Fiiiiiive Looooost Pounds!
This verse has always been my favorite part of the song.
Its yours too, isnt it?
It dates from the early 1900s.
Heres how to do it.
Make a bet with a company calledHealthyWage, which will pay you to accomplish your weight-loss goals.
Each month, you pay your promised amount into the program.
Four Ubers Driving
Christmas shopping gets expensive, cash back or not.
Scratch up some extra money over the holidays by driving withUber, the popular ride-sharing app.
Heresa link to sign up to use the Uber app.
Three French Breads
In all seriousness, we know perfectly well the holidays arent just about shopping.
Were not that shallow.
The holidays are also about eating food am I right?
Lots of yummy, delicious food.
It works with Comcast, Time Warner, Charter and other major providers.
(If it saves you any money, it keeps 25% of the savings tab.)
And Tips From Credit Sesame!
Finally, heres your partridge in a pear tree.
It comes in the form of one last long-term gift to yourself.
Sign up forCredit Sesame.
This free service shows your credit score and explains it to you.
It shows your balances on any unpaid bills, credit cards or loans.
It offers personalized tips on reducing your debt and raising your credit score.
And with that, weve concluded the Twelve Days of Fixmas.
Are you feeling financially fitter yet?
For those of you wondering about the lyrics to the real song, dont bother to Google them.
Four calling birds,
Three French hens
Two turtle doves,
and a partridge in a pear tree!
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
He is alord a-leaping.
It sounds appealing right?
Check it out here!
