Have you made your resolutions yet?
Plus how to accomplish them.
Make A Realistic Budget And Stick To It
This one sounds familiar, right?
Oft-regarded as Old Faithful when it comes to New Years resolutions, it holds that title for good reason.
We recommend the50/30/20 method.
Its simple, yet effective, and has a bit of a cult following, too!
Finally, the last 20% of your monthly income is dedicated to your financial goals.
But you never seem to make a dent.
Its because of those sky-high interest rates as much as 24% interest.
It can feel impossible to get ahead.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
ButMoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
If you have a credit score of at least 620, you could get up to $100,000.
And terms go up to 144 months.
Dont Miss:6 Companies That Send People Money When Theyre Asked Nicely
Worried you wont qualify?
Take two minutes to check online andsee if you could cut your credit card interest rate by 70%.
*Based on creditworthiness.
Monitor Your Credit Report
Did your credit score take a dive this year?
Or is still stuck at a fair grade?
When it comes to your credit score, its important to stay organized and keep tabs on it.
Youll even be able to spot any errors holding you back (one in five reports have one).
Want to check for yourself?
Its free and only takes about 90 seconds tosign up.
Get Insured In Case Of A Catastrophe.
You Could Give Your Family up to $1.5 Million
Talk about a scary year.
If a global pandemic didnt have you thinking about your own mortality, what else could?
With that thought in mind, people are adding buy life insurance to their list of 2023 to-dos.
Haveyouthought about how your family would manage without your income if something happened to you?
How theyll pay the bills?
Send the kids through school?
Nows a good time to start planning for the future by looking into a term life insurance policy.
Youre probably thinking: I dont have the time or money for that.
Rates start at around $20 a month.
- The peace of mind knowing your family is taken care of is priceless.
Add A Month To Your Emergency Fund
Having an emergency fund is important; you know that.
But its easy to deprioritize it when things are going fine.
So prioritize your emergency fund this year.
If you dont have one yet, start by opening an account that will help you grow your money.
you’ve got the option to pay off your credit card debt without mounting interest charges.
And you might prevent any hiccups that would dock your credit score a few points.
Whatever your financial goals are this year, we know you might achieve them!
Heres to making 2023 your best financial year yet.
Kari Faber is a staff writer at The Penny Hoarder.
Bestow Life Insurance products may not be available in all states.
Policy limitations or restrictions may apply.
Not available in New York.
Our app asks lifestyle and health questions to determine eligibility to avoid requiring a medical exam.
Rates will vary based on underwriting review.
It sounds appealing right?
Check it out here!
