Do you ever wonder how other couples pay off so much debt so quickly?

Like this couple whopaid off $13,000on a combined income of $28,000.

Or this couple who paid off $50,000 in debt and nowlives on a sailboat.

close up of couple holding hands

Or this couple who paid off $35,000 in debtAND RETIREDIN THEIR 30s!

Starve and Stack: How It Works

Dont worry, theres no literal starving.

Probably not as good as youd like.

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It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help… ## Did you know?

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Themedian household incomebefore taxes is about $59,000 per year.

So suppose a couples take-home pay after taxes is around $52,000.

But How Do You Starve and Stack?

Youll have to avoid the temptation oflifestyle inflationthat comes with doubling your income.

Moving in with someone doesnt mean you deserve an upgraded car or a corner apartment.

We opted for a tiny one-bedroom apartment we found through scoping out neighborhoods.

We also looked forfree activities to have funand ways tosave on expenseswe couldnt completely cut out.

Calling our insurance and phone providers at least once a year saved us big bucks on our monthly bills.

And if you cant decrease your expenses any further, try a side hustle to make up the difference.

There are tons ofways to make money at homein your your spare time.

Jen Smith is a junior writer at The Penny Hoarder.

She and her husband Starved and Stacked to pay off $78K of debt in two years.

Find her on Instagram at @savingwithspunk for money saving and debt payoff tips.

No Interest Til Almost 2027?

Balance Transfer = Credit Card Cheat Code