Youve done what you could to cut back your spending.
You brew coffee at home, you dont walk into Target and you refuse to order avocado toast.
(Can you sense our millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
Your Car Insurance: Cancel It
Heres the thing: your current car insurance company is probably overcharging you.
But dont waste your time hopping around to different insurance companies looking for a better deal.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
But a website calledAmOnewants to help.
Youll be left with one bill to pay each month.
Plus: No credit card payment this month.
But this one actually gives you the chance to win up to $83 every time you play.
And no, this isnt one of those spammy apps.
There arent even any annoying ads.
These fees can be a percentage of each transaction or a flat fee.
Either way, its a rip-off.
Some companies may even send you a check every quarter for your share of profits, called dividends.
If these companies profit, so can you.
It takes two minutes tosign up, and your investments are protected.
People who use the app regularly earn as much as $290 every year.
Thats cash money deposited straight into your PayPal or bank account.
Or redeem it for a gift card from popular brands like Amazon and Starbucks.
She just uses Rakuten for things she already has to buy, like rental cars and flights.
It takes less than a minute toopen a Rakuten accountand start shopping like you normally would.
You just need an email address.
Theyll pay you with a check in the mail every few months or deposit it to your PayPal account.
Talk about money for nothing.
Your Credit-Monitoring Service
Are you paying a company to watch your credit report?
you’ve got the option to get the same help from a free website, likeCredit Sesame.
Youll even be able to spot any errors holding you back (one in five reports have one).
Getting your free credit scoretakes only 90 seconds.
Thats exactly whatCapital One Shoppingdoes.
Lets say youre shopping for a new TV, and you assume youve found the best price.
Heres when youll get a pop up letting you know if that exact TV is available elsewhere for cheaper.
If there are any available coupon codes, theyll also automatically be applied to your order.
In the last year, this has saved people $160 million.
you’re free to get started in just a few clicks tosee if youre overpaying online.
Remember, not all stocks pay out dividends.
And theres no guarantee any stock will pay dividends in a quarter or year.
Dividends may be subject to additional taxes, and are considered taxable income.
hey refer to the IRS for additional information.
Investing minimums for fractional shares start at $0.01 for a Personal Portfolio
3Offer is subject toTerms and Conditions.
The Penny Hoarder is a paid solicitor of Stash.
This information is for educational purposes only.
Investment advice is only provided to Stash customers.
All investments are subject to risk and may lose value.
All product and company names are trademarks TM or registered trademarks of their respective holders.
Use of them does not imply any affiliation with or endorsement by them.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…