With rising inflation, most of us are watching our wallets these days.

Here are some other key points to consider when looking for a discounted older iPhone:

1.

Look for Official Refurbished iPhones

Apple offerscertified refurbished iPhones through its websiteand retail stores.

Women laugh as they hold up iPhone 15 models at an Apple Store in NYC.

Currently, Apple offers certified refurbished iPhones up to the iPhone 13.

These devices have been thoroughly tested, repaired and come with a warranty, making them a reliable choice.

Discounts vary by iPhone model.

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Its sometimes possible to get a new iPhone totally for free if you open a new line.

Its worth checking with your carrier to see what promotions they have available.

Probably not as good as youd like.

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It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Swappa offers used and refurbished older iPhone models for as little as $100.

However, exercise caution and ensure that you are purchasing from a reputable seller.

Check the devices condition and request details about its history before making a purchase, if possible.

Consider Certified Pre-Owned Options

Certified pre-owned iPhones from reputable sellers can be a cost-effective choice.

These devices are typically inspected, refurbished and certified to be in good working condition.

They often come with warranties, ensuring peace of mind with your purchase.

Because, lets face it, wed all like the newest iPhone.

These subsidies can significantly lower the upfront cost of the iPhone 15.

Here are a few tips:

1.

Consider purchasing third-party cases, screen protectors and chargers to save money without compromising on quality.

These bundles can provide you with valuable accessories at a reduced cost compared to buying them separately.

To maximize your savings, be patient and do your research.

Compare prices, explore different purchasing options and consider the value of bundled accessories.

His work also appears on The Smart Wallet, FinanceBuzz, Yahoo!

Finance, JoyWallet, GoBankingRates.com, and The Money Manual.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…