Simply tap your smartphone or watch to a payment terminal and, tada, youve paid.
What Is Samsung Pay?
That technology has since been dropped though.
NFC allows two devices to communicate wirelessly when in close proximity. It’s similar to RFID (radio frequency identification) tech, which is used with library books, passports and more.
The app gives users access to cash back rewards and other savings when shopping, too.
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Is Samsung Pay Safe?
As with Apple Pay and Google Pay, Samsung Pay never transmits your actual card information to payment terminals.
Rather, Samsung Pay creates a random, unique identification number to be used with each transaction.
You dont need to worry about someone potentially capturing your smartphones payment signal.
How to Use Samsung Pay
Before getting started, confirm your Samsung smartphone supports Samsung Pay.
(Well talk about Samsung smartwatches in a minute.)
Nearly all modern Galaxy devices support the feature, but checkSamsungs websiteif you are unsure about your gear.
If you are unsure, ask the cashier.
Step 1:initiate the Samsung Pay app on your smartphone.
Step 2:Tap thePaytab and snag the credit or debit card you wish to use.
Step 4:Tap the back of your smartphone to the payment terminal.
You will receive an on-screen notification when the payment has been processed.
Most of Samsungs smartwatches going back to the Gear S2 support Samsung Pay.
If you have any of the Samsung Galaxy smartwatches, you’re free to use Samsung Pay.
If youre not sure, check withSamsung.
Step 2:This next step varies depending on which Samsung smartwatch you own.
Step 4:TapAdd Credit or Debit Cardand drop your information.
you could either scan your card or choose toEnter Card Manually.
Step 6:Once completed, tap theDonebutton.
Step 1:Hold theBackbutton down on your smartwatch to launch Samsung Pay.
Step 2:Swipe on the screen to snag the card you wish to use.
Step 3:Tap your smartwatch to the payment terminal.
You will see a notification on your screen when the payment has been processed.
Browse through the available membership cards and grab the one you want to add.
If its not listed, tap theAdd a Card Not ListedHerebutton to enter the information manually.
From here, tapMoreoptions (three vertical dots), then tapRedeem Cash Back.
You will need at least $5 in rewards to cash out.
Frequently Asked Questions (FAQs)
No, there is no monthly fee.
Shopping with Samsung Pay is the same as swiping or inserting a debit or credit card at checkout.
You will not incur any additional fees for using Samsung Pay when shopping.
For the full list of supported banks and networks, visitSamsungs website.
As with any technology, there is always a chance of a breach or intrusion.
Additionally, your card information is never transmitted wirelessly when making a contactless payment.
Instead Samsung Pay uses a unique identifier to keep your credit or debit card information private and secure.
Google Pay and Samsung Pay have similar features.
Both offer contactless payments and the ability to earn cash back and rewards.
Michael Archambault is a senior writer for The Penny Hoarder specializing in technology.
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