But not all investing apps are created equal.
Micro-investing worksby consistently allocating small sums of money to an investment portfolio.
It sounds simple, but each app has different fees, features and flexibility.
Best Micro-Investing Apps of 2025
These four micro-investing apps rose to the top of our list.
Stash+ is the apps $9 a month option.
All Stash accounts include a bank account with no overdraft fees or minimum balance requirements.
(It doesnt earn any interest either.)
you might also create goals by separating your cash into spaces for specific purposes, like buying a home.
For a full run down of fees and services, check out our completeStash App review.
This is standard for any brokerage account.
just view our fee disclosure to view a full listing of fees.
Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted.
3 There are limitations with fractional shares to consider before investing.
During market hours fractional share orders are transmitted immediately in the order received.
Share will be delivered at an average price received for executing the securities through a single batched order.
Fractional shares may not be transferred to another firm.
Fractional shares will be sold when a transfer or closure request is initiated.
kindly consider that selling securities is a taxable event.
Probability of customer receiving $1,000 is 0.028%.
See full terms and conditions athttps://www.sofi.com/greenintwoterms/.
Roll over a minimum of $20K to receive the 1% match offer.
Matches on contributions are made up to the annual limits.
Portfolios range from conservative to aggressive.
The app lets you invest your spare change through its Round-Up feature.
you might set up this feature in addition to spare change round-ups to grow your money even faster.
The Personal account includes access to anindividual retirement account(IRA) and a checking account.
For a full run down of fees and services, check out our completeAcorns review.
The app has a large community forum where users can offer trading advice and ask questions about stocks.
Public doesnt offer an automated portfolio like most of its competitors.
Instead, it organizes stocks into user-friendly categories called themes.
However, Public does a great job teaching you about investing as you go.
Like SoFi, Public doesnt charge any monthly or annual fees, and offers commission-free trading.
you’re able to also buy and sell a limited number of cryptocurrency coins within the app.
For a full rundown of fees and services, check out our completePublic review.
Features of the Best Micro-Investing Apps
What should you look for in an investing app?
Here are a few key features offered by the best micro platforms.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Their simple interfaces make them super easy to use and understand, even if you have zero investing experience.
Low Minimum Investments
Micro-investing apps get you in the market with as little as $5.
This gets you invested quickly, even if you cant afford an entire share at first.
Its also free to create an account, and most apps dont carry account minimums.
Diversified Investment Portfolios
Even experienced investors struggle withasset allocation and diversification.
If youre just starting out, using an app that creates a diversified portfolio for you is a plus.
Automatically generated portfolios eliminate much of the stress and guesswork new investors face.
Setting up recurring transfers makes investing second-nature and helps grow your money even faster.
You might pay more for these services, but the cost may be worth it depending on your goals.
Its important to understand the pros and cons before putting your money into any investing app.
You wont get rich quick from investing in Acorns or any micro-investing app.
The apps fees are actually rather high if you have a low account balance.
After creating your account, you answer a brief questionnaire to assess your risk tolerance and financial goals.
The app then selects a pre-made portfolio, so you dont have to choose any investments yourself.
Stash, SoFi Invest and Acorns each offer a robo-advisor feature.
The popular Public App does not.
Contributor Whitney Hansen updated this report.
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